PrimeInvestor - Articles and Reports

Insurerย 
Insurance
Aarati Krishnan

Is your insurance company solvent?

Most of us buy insurance to make sure that our finances, or those of our dependants, are protected from fateโ€™s sudden googlies. But what if the insurance company youโ€™re relying on is in a shaky financial situation? This risk is not an outlandish one in India.

Recently, IRDA (Insurance Regulatory and Development Authority) asked Reliance Health Insurance Company to stop selling new health policies and to transfer its older policies to Reliance General Insurance Company, after finding that it was unable to maintain its solvency margins at statutory levels. In June 2017, IRDA had ordered Sahara Life Insurance to stop issuing new life policies and had directed its takeover by ICICI Prudential Life Insurance. The order was later overturned by SAT.

If youโ€™re looking to buy a life or a general insurance policy, it is best to vet your insurer before signing up to avoid such uncertainties. What are the checks you can run to ensure that your insurer is in it for the long haul?

Read More
Bonusย 
Insurance
Aarati Krishnan

How LICโ€™s bonuses work

LIC’s annual bonuses come out of the valuation surpluses in policyholders’ funds. They are not guaranteed They are simple additions to your account and don’t

Read More
NCDs
Bonds & Deposits
Aarati Krishnan

Six must-know facts about NCDs

Public offers of NCDs (Non-Convertible Debentures) from Non-Banking Finance Companies and Housing Finance Companies have been quite a hit with retail investors lately, with the

Read More
Login to your account
OR

Become a PrimeInvestor!

Get stock & mutual fund recommendations

or
Have an account?
Login To Your Account
OR
Donโ€™t have an account ? Register for free