PFC bonds
Bonds & Deposits
Aarati Krishnan

Do PFC bonds make the cut? Which series to buy?

With bank deposit rates plumbing the depths, fixed income investors are hard-pressed to find investment options that can deliver better returns without big risks. Power Finance Corporation’s (PFC) retail offer of secured non-convertible debentures (NCDs) appears well-timed to capitalise on this need. But should you bite the bait? If yes, which of the 7 bond options is worth a look? An analysis.

Read More
stock pick
Premium
Aarati Krishnan

Stock Recommendation: A defensive stock to weather upcoming volatility

Financial stocks are dicey bets to make when stock markets are expensive and there’s uncertainty over the economic outlook. But here’ an NBFC that is a good portfolio addition today, for investors seeking a defensive stock that can weather any upcoming volatility while delivering long-term wealth.

Only available to subscribers and active trial-users.
Please subscribe to PrimeInvestor or register for FREE!

If you are already a subscriber, please login to see this page.

Read More
Bonds & Deposits
Aarati Krishnan

Outlook 2021: Debt & Gold

Forecasting is a tricky business and 2020 showed how Black Swans flying at you out of nowhere can make you look foolish. But looking back at the debt outlook and strategy we recommended a year ago, we’re glad we erred on the side of caution.

Only available to subscribers and active trial-users.
Please subscribe to PrimeInvestor or register for FREE!

If you are already a subscriber, please login to see this page.

Read More
book profits
Markets
Aarati Krishnan

Five ways to book profits on your stock portfolio

With Indian stock markets at an all-time high valuation despite uncertainty about the shape of earnings recovery, it is not surprising that many investors want to take some money off the table ahead of New Year. There could be three legitimate reasons for you to sell some of your equity holdings.

Read More
best nps fund manager
NPS
Aarati Krishnan

Who’s the best NPS fund manager?

Whenever we’ve written on the National Pension System (NPS), a query that’s popped up often is – who’s the best NPS fund manager? Apart from allowing subscribers to decide on their allocations between Equities (E), Corporate bonds (C ) and Government securities (G ), NPS asks you to choose from eight different Pension Fund Managers (PFMs) on its rolls.

Only available to subscribers and active trial-users.
Please subscribe to PrimeInvestor or register for FREE!

If you are already a subscriber, please login to see this page.

Read More
ration inflows
Mutual funds & ETFs
Aarati Krishnan

Should funds ration your investments?

As the stock indices defy gravity to soar past earlier highs, AMCs are back to using a time-tested ploy to manage their flows – rationing your investments.

Mirae Asset has just drastically slashed the monthly SIPs it will allow into its Mirae Asset Emerging Bluechip Fund from Rs 25000 to Rs 2500 from November 6. SIPs and STPs registered earlier will be allowed to continue, but new registrations will need to be capped at Rs 2500. The scheme had already put a stop to all lumpsum investments from October 2016 and capped its SIPs at Rs 25000 a month in November 2017. This is a rare instance of a large and mid-cap equity fund regulating inflows, but such rationing is a common practise with small-cap funds.

Read More
NPS for central government employees
NPS
Aarati Krishnan

How NPS works for Central Government employees

While the National Pension System (NPS) has been opened up to all Indian citizens of late, employees who work with the Central government service have been contributing to NPS as their default pension scheme since January 1, 2004. The features and tax rules of the NPS as they apply to Central government employees are quite different from those for ordinary folks.

Only available to subscribers and active trial-users.
Please subscribe to PrimeInvestor or register for FREE!

If you are already a subscriber, please login to see this page.

Read More
NPS Tier II
NPS
Aarati Krishnan

NPS Tier II account – why it’s different and how to use it

Our previous articles had many of you asking about the less-known NPS Tier II account. Does the Tier II account offer the same tax breaks as Tier I? If not, should one open it at all? Here’s all you may like to know about the NPS Tier II account and how you can make the most of it.

Only available to subscribers and active trial-users.
Please subscribe to PrimeInvestor or register for FREE!

If you are already a subscriber, please login to see this page.

Read More
Fixed deposit
Bonds & Deposits
Aarati Krishnan

Why bank fixed deposits can be high risk too

If you decide to park a portion of your deposit portfolio in riskier bank fixed deposit options after fully calculating the risks that can play out, that’s certainly a valid decision. But before you take that call, it is important to know how bank failures actually play out in India.

Read More
Prime Deposits
Bonds & Deposits
Aarati Krishnan

Quarterly review of Prime Deposits: No time for risk-taking

Covid or no Covid, stock markets in the last six months have been quite kind to equity investors. But debt investors have had no such luck. Even though India’s Monetary Policy Committee (MPC) has been in pause mode since June after slashing its repo rate from 5.4% to 4% in the preceding eight months, the returns that savers get on their bank and corporate FDs, bonds and debt funds have continued to plumb new depths.

Only available to subscribers and active trial-users.
Please subscribe to PrimeInvestor or register for FREE!

If you are already a subscriber, please login to see this page.

Read More
investing internationally
General
Aarati Krishnan

Investing internationally – How important is it for investors in India?

These days, investors in India have an increasing number of options for investing internationally (global funds, feeder funds, overseas indices, and even direct stocks!). So, it’s not surprising that a lot of you are beginning to wonder if you need to add international exposure to your portfolio. Let’s see if it is necessary to diversify into international markets. And if yes, should it be through stocks or mutual funds.

Read More
Login to your account