Markets
How to choose the best REIT
This is Part II of our series on REITs. You can find the first part here. Apart from a secret passion for owning real estate,
Aarati Krishnan
May 11, 2021
15 Comments
PrimeInvestor - Articles and Reports
Bonds & Deposits
What is the outlook for interest rates and debt funds?
The onset of the second wave of Covid has put long-term debt investors in India in a Trishanku-like situation (Trishanku was a king in Hindu
Aarati Krishnan
May 4, 2021
21 Comments
Bonds & Deposits
IndiaGrid Invit NCDs – Bonds for the short haul
IndiaGrid Invit is making a Rs 1,000 crore public issue of secured redeemable Non-Convertible Debentures (NCDs) from April 28 2021 to April 30 2021 to
Aarati Krishnan
April 29, 2021
7 Comments
General
Confused about recent EPF changes? Here’s what you need to know
If there’s one thing that governments love to do with their annual Budgets, it is to confuse ordinary folk with rule changes that have plenty of the fine print. This time, the change that has set off a confusing debate has been the budget proposal to limit the tax breaks on the Employees Provident Fund (EPF), the favourite retirement savings vehicle for many salary-earners. So, what changed for EPF subscribers in the 2021 Budget? Has the government now relaxed those provisions in the Finance Bill? What is the government trying to do to the EPF overall and should you be looking at alternatives to it? We answer these questions and many more here.
Aarati Krishnan
March 28, 2021
27 Comments
Stocks
Kalyan Jewellers’ IPO – Should you invest?
Kalyan Jewellers’ IPO is upon us and Aarati is here with the most detailed analysis and opinion piece on the offering – Should you buy or not? Either way, read this article first!
Aarati Krishnan
March 15, 2021
12 Comments
Gold
Gold’s in a bear market – What to do now
A cocktail of factors – from the rollout of the Covid vaccine across the world, to optimism about economic recovery to a spiking of US bond yields – has had a dampening effect on gold, pushing it into an official bear market. (A bear market is roughly defined by a 20% decline in any asset from its peak).
Aarati Krishnan
March 9, 2021
19 Comments
Bonds & Deposits
What you should do about the US bond yield spike
Suddenly everyone’s talking about US bond yields surging. I see that the 10-year US government security is up by some 0.02 % to 1.57%. Why is this such a big deal?
While yesterday’s move isn’t big, what’s big is the US 10-year Treasury’s 43 basis point rise in the last one month. This means that, a month ago, investors in long term bonds issued by the US government were getting 1.13% by way of interest and now they’re getting 1.57%. That’s a 40% jump in returns from an asset that is regarded as one of the safest parking grounds for money in the world.
Aarati Krishnan
March 5, 2021
31 Comments
Bonds & Deposits
9 things to look before you choose your bank FD
With the economy looking up and interest rates likely to rise again, safety-seeking investors may like
to shop around for bank deposits offering attractive rates. But as we had explained in an earlier
article, given the way deposit insurance works in India, it simply isn’t worth it to take risks with your
bank deposits for slightly higher rates. (Read this to know why https://primeinvestor.in/why-bank-
fixed-deposits-can-be-high-risk-too/)
But identifying a sound bank has become infinitely tougher post-Covid. Borrowers are just coming
out of a loan moratorium and banks are prevented from reporting their true bad loan picture due to
a Supreme Court standstill. If bad loan provisions get out of hand, some currently profitable banks
can turn loss-making or face capital shortfalls.
Aarati Krishnan
February 18, 2021
28 Comments
Stocks
How to deal with loss-making stocks in your portfolio
When building a long-term equity portfolio, one common mistake that many of us make is to watch over our profit-making stocks with tender love and care, while orphaning our loss-making stocks. This, over time, leads to our portfolios featuring a few big winners but carrying a long tail of loser stocks that are down 80 or 90% from their buy price.
Aarati Krishnan
February 11, 2021
13 Comments
Bonds & Deposits
Do PFC bonds make the cut? Which series to buy?
With bank deposit rates plumbing the depths, fixed income investors are hard-pressed to find investment options that can deliver better returns without big risks. Power Finance Corporation’s (PFC) retail offer of secured non-convertible debentures (NCDs) appears well-timed to capitalise on this need. But should you bite the bait? If yes, which of the 7 bond options is worth a look? An analysis.
Aarati Krishnan
January 16, 2021
10 Comments
Premium
Stock Recommendation: A defensive stock to weather upcoming volatility
Financial stocks are dicey bets to make when stock markets are expensive and there’s uncertainty over the economic outlook. But here’ an NBFC that is a good portfolio addition today, for investors seeking a defensive stock that can weather any upcoming volatility while delivering long-term wealth.
Premium article available only to subscribers.
Aarati Krishnan
January 12, 2021
No Comments
Bonds & Deposits
Outlook 2021: Debt & Gold
Forecasting is a tricky business and 2020 showed how Black Swans flying at you out of nowhere can make you look foolish. But looking back at the debt outlook and strategy we recommended a year ago, we’re glad we erred on the side of caution.
Aarati Krishnan
January 5, 2021
7 Comments