PrimeInvestor - Articles and Reports

FD, Fixed deposits, FD strategy, DICGC
Categories
Aarati Krishnan

Why your FD strategy needs a rethink

Ever since we started our coverage of FD products at PrimeInvestor, weโ€™ve taken a very conservative approach to the entities whose deposits we recommend. Always putting capital safety over rates, our recommended list of FDs has been made up mainly of post office schemes, systemically important banks and very select NBFCs.

Read More
1 crore, 1 crore health policy, health insurance
Categories
Aarati Krishnan

How much health insurance do you need?

Recent reports suggest that as many as 35% of health insurance buyers in recent times – mainly in their 30s and 40s – are buying Rs 1 crore health insurance plans, against just 5% who used to buy them earlier.

Read More
Categories
Aarati Krishnan

2 bond offers playing on home loans – should you invest?

Home loans are one of the safer lending avenues for NBFCs, given that they are backed by collateral that usually appreciates in price. But does that make bond offers from two housing finance NBFCs โ€“ Piramal Capital and Housing Finance and IIFL Housing – less risky to bet on? Hereโ€™s our analysis.

Read More
claims settlement
Insurance
Aarati Krishnan

Health Insurance: Which insurers settle your claims the best

Have you ever wondered why health insurers in India keep their claims data a closely guarded secret, while life insurers advertise it? Life insurers prominently display their claims settlement ratios of 98% or 99%, but health insurance pitches are full of emotional testimonials on how โ€˜timelyโ€™ payouts saved the life of a near-and-dear one.

Read More
multibaggers
Stocks
Aarati Krishnan

5 things they donโ€™t tell you about finding multibaggers

With the bull market in full swing, thereโ€™s no dearth of investors, trading platforms and fintech firms out to convince you that making money from equities is a breeze.
Ads for a fintech firm show folks who canโ€™t manage everyday stuff like shopping, exercising or keeping to a diet, trading in stocks as easy as pie.
Newly sprung up investing gurus tell you that all you need to do to earn untold riches, is to identify a bunch of โ€˜qualityโ€™ stocks and invest in them robotically.

Read More
claim rejection
Categories
Aarati Krishnan

Why your health insurance claim may be rejected

Today, many personal finance articles tell you that one of the biggest personal finance take-aways from Covid is that everyone ought to sign up for a generous health insurance cover. But they fail to include the statutory warning that must come with every such plug โ€“ โ€œDonโ€™t expect your hospital bills to be settled in fullโ€.
Prompted by real-life experiences of many investors who had filed claims for Covid treatment, PrimeInvestor conducted a Twitter dipstick survey in the last week of May on the claims settlement experience of policyholders.

Read More
reit taxation
General
Aarati Krishnan

How are REITs taxed?

Many investors are attracted to Real Estate Investment Trusts (REITs) because they seem to offer best of both the worlds โ€“ regular income payouts like bonds and the prospect of capital appreciation like equities. But what about REIT Taxation?

Read More
evaluating REITs
Markets
Aarati Krishnan

How to choose the best REIT

This is Part II of our series on REITs. You can find the first part here. Apart from a secret passion for owning real estate,

Read More
EPF changes
General
Aarati Krishnan

Confused about recent EPF changes? Hereโ€™s what you need to know

If thereโ€™s one thing that governments love to do with their annual Budgets, it is to confuse ordinary folk with rule changes that have plenty of the fine print. This time, the change that has set off a confusing debate has been the budget proposal to limit the tax breaks on the Employees Provident Fund (EPF), the favourite retirement savings vehicle for many salary-earners. So, what changed for EPF subscribers in the 2021 Budget? Has the government now relaxed those provisions in the Finance Bill? What is the government trying to do to the EPF overall and should you be looking at alternatives to it? We answer these questions and many more here.

Read More
Login to your account
OR

Become a PrimeInvestor!

Get access to fresh stocks and mutual funds recommendations.

or