Aarati Krishnan, Author at PrimeInvestor

Stocks

IPO Review: LIC IPO – 3 factors to consider before subscribing

The Indian government, deciding to take its chances with market moods, has launched the long-awaited IPO of Life Insurance Corporation of India (LIC). This is entirely an offer for sale by the government to offload 3.5% of its holdings (2.21 crore shares) to the public, at an offer price band of Rs 902-949. LIC will not receive any proceeds from the sale. Retail bidders will get a Rs 45 discount while LIC’s policyholders will get a Rs 60 discount.

Aarati Krishnan May 3, 2022 1 Comment

Bonds & Deposits

How to ride the interest rate upcycle

Indian debt investors have been handed a raw deal in the last three years. Though inflation has been rising and market interest rates edging up, the Reserve Bank of India (RBI) and the Monetary Policy Committee (MPC) were doing their level-best to keep a lid on interest rates, to protect borrowers in a Covid-hit economy.

Aarati Krishnan April 21, 2022 14 Comments

Stocks

Prime Analysis: Impact of HDFC Merger & our recommendation

When good quality businesses get beaten down in the markets, unexpected corporate actions and events sometimes act as a trigger to their re-rating. Is the HDFC merger with HDFC Bank a positive?

Aarati Krishnan April 5, 2022 13 Comments

ladders, barbells, roll downs, bond portfolio

Bonds & Deposits

What are ladder, barbell and roll down strategies in debt funds

Here’s an explainer to demystify the barbells, ladders and roll-downs that are in vogue now. Right now, debt manager views are liberally sprinkled with terms that remind you of your morning workout.

Aarati Krishnan March 30, 2022 13 Comments

money-minded, A woman’s guide to being money-minded

General

How women can manage money

This women’s day, we decided to urge women to be more money-minded, by sharing the lessons that we’ve personally learnt from managing our own money for the last 15-20 years. If you missed our Twitter Spaces on why women should be money-minded, here are the key takeaways.

Aarati Krishnan March 10, 2022 4 Comments

market correction, 4 things to avoid in the market correction

Strategies

4 things to avoid in the market correction

Here are 4 practical tips on what not to do during a market correction and to navigate the rough road ahead. Russia’s attack on Ukraine has added fuel to simmering commodity prices and stoked fears about Fed rate hikes. Therefore, Indian stock markets seem to be correcting in the right earnest.

Aarati Krishnan February 27, 2022 18 Comments

What the Budget means for bond investors

General

What the Budget means for bond investors

With the Budget done and dusted, most commentators have pronounced that it is a good Budget for stock markets but an awful one for bond markets. But in our view, whether you – as a bond investor – should celebrate or mourn post-Budget, will depend on your present portfolio allocation to bonds and the kind of bonds you own. Here’s how the budget affects your bond investments.

Aarati Krishnan February 2, 2022 12 Comments

Do you really need silver ETFs in your portfolio?

These Silver ETFs intend to invest at least 95% of their assets in silver of 99.9% purity. They will benchmark themselves to the daily silver ‘fixing’ – a benchmark price published by the London Bullion Market Association, translated into Rupees.

Aarati Krishnan January 20, 2022 5 Comments

Prime Equity Outlook 2022

Prime Equity Outlook 2022
It’s a little difficult to be optimistic about the year ahead when news headlines and social media debates are all about Covid counts and the mysterious symptoms of Omicron (or is it Deltacron?). Indeed, as we write this, two-thirds of PrimeInvestor’s tiny team has also been struck down by Covid-ish symptoms.

Aarati Krishnan January 11, 2022 13 Comments

Bonds & Deposits

Prime Debt outlook 2022 – Interesting times ahead for debt investors

So what’s ahead for the prime debt outlook 2022? Do we expect rates to now sidle sideways or to continue their climb? Though the onset of Omicron may see the MPC continue to make dovish noises and delay repo rate hikes as much as it can, we think that market interest rates will continue to climb in 2022 irrespective of whether or not MPC acts.

Aarati Krishnan January 4, 2022 13 Comments

Gilt vs debt mutual funds: which one scores?

Gilt vs debt mutual funds: which one scores? Here we compare the direct g-sec option to the mutual fund route to tell you how and when direct g-secs can add value to your portfolio.

Aarati Krishnan December 16, 2021 22 Comments

General

5 steps to buy g-secs on the RBI Retail Direct platform

RBI’s new Retail Direct platform which was flagged off in November, offers retail investors a chance to participate in the primary market auctions of Central government and State government securities that the RBI conducts.

Aarati Krishnan December 9, 2021 17 Comments

PrimeInvestor - Articles and Reports

IPO Review: LIC IPO – 3 factors to consider before subscribing

How to ride the interest rate upcycle

Prime Analysis: Impact of HDFC Merger & our recommendation

What are ladder, barbell and roll down strategies in debt funds

How women can manage money

4 things to avoid in the market correction

What the Budget means for bond investors

Do you really need silver ETFs in your portfolio?

Prime Equity Outlook 2022

Prime Debt outlook 2022 – Interesting times ahead for debt investors

Gilt vs debt mutual funds: which one scores?

5 steps to buy g-secs on the RBI Retail Direct platform

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