PrimeInvestor - Articles and Reports

1 crore, 1 crore health policy, health insurance
Insurance
Aarati Krishnan

How much health insurance do you need?

Recent reports suggest that as many as 35% of health insurance buyers in recent times – mainly in their 30s and 40s – are buying Rs 1 crore health insurance plans, against just 5% who used to buy them earlier.

Read More
Bonds & Deposits
Aarati Krishnan

2 bond offers playing on home loans – should you invest?

Home loans are one of the safer lending avenues for NBFCs, given that they are backed by collateral that usually appreciates in price. But does that make bond offers from two housing finance NBFCs – Piramal Capital and Housing Finance and IIFL Housing – less risky to bet on? Here’s our analysis.

Read More
claims settlement
Insurance
Aarati Krishnan

Health Insurance: Which insurers settle your claims the best

Have you ever wondered why health insurers in India keep their claims data a closely guarded secret, while life insurers advertise it? Life insurers prominently display their claims settlement ratios of 98% or 99%, but health insurance pitches are full of emotional testimonials on how ‘timely’ payouts saved the life of a near-and-dear one.

Read More
multibaggers
Stocks
Aarati Krishnan

5 things they don’t tell you about finding multibaggers

With the bull market in full swing, there’s no dearth of investors, trading platforms and fintech firms out to convince you that making money from equities is a breeze.
Ads for a fintech firm show folks who can’t manage everyday stuff like shopping, exercising or keeping to a diet, trading in stocks as easy as pie.
Newly sprung up investing gurus tell you that all you need to do to earn untold riches, is to identify a bunch of ‘quality’ stocks and invest in them robotically.

Read More
claim rejection
Insurance
Aarati Krishnan

Why your health insurance claim may be rejected

Today, many personal finance articles tell you that one of the biggest personal finance take-aways from Covid is that everyone ought to sign up for a generous health insurance cover. But they fail to include the statutory warning that must come with every such plug – “Don’t expect your hospital bills to be settled in full”.
Prompted by real-life experiences of many investors who had filed claims for Covid treatment, PrimeInvestor conducted a Twitter dipstick survey in the last week of May on the claims settlement experience of policyholders.

Read More
reit taxation
Taxes
Aarati Krishnan

How are REITs taxed?

Many investors are attracted to Real Estate Investment Trusts (REITs) because they seem to offer best of both the worlds – regular income payouts like bonds and the prospect of capital appreciation like equities. But what about REIT Taxation?

Read More
evaluating REITs
Stocks
Aarati Krishnan

How to choose the best REIT

This is Part II of our series on REITs. You can find the first part here. Apart from a secret passion for owning real estate,

Read More
EPF changes
General
Aarati Krishnan

Confused about recent EPF changes? Here’s what you need to know

If there’s one thing that governments love to do with their annual Budgets, it is to confuse ordinary folk with rule changes that have plenty of the fine print. This time, the change that has set off a confusing debate has been the budget proposal to limit the tax breaks on the Employees Provident Fund (EPF), the favourite retirement savings vehicle for many salary-earners. So, what changed for EPF subscribers in the 2021 Budget? Has the government now relaxed those provisions in the Finance Bill? What is the government trying to do to the EPF overall and should you be looking at alternatives to it? We answer these questions and many more here.

Read More
buy gold
Gold
Aarati Krishnan

Gold’s in a bear market – What to do now

A cocktail of factors – from the rollout of the Covid vaccine across the world, to optimism about economic recovery to a spiking of US bond yields – has had a dampening effect on gold, pushing it into an official bear market. (A bear market is roughly defined by a 20% decline in any asset from its peak).

Read More

Hold On

You are being redirected to another page,
it may take a few seconds.

Login

Login_popup_image

Login

Don’t have an account ? Register for free

Become a PrimeInvestor!

Elevate Your Wealth with Professional Portfolio Management

Have an account?
Login_popup_image

Become a PrimeInvestor!

upi-qr-code