Portfolio Review Pro

Portfolio Review Pro is a one-of-its-kind tool to provide an expert review of your mutual fund portfolio. The tool helps you keep track of all your mutual fund holdings in one place, no matter where you hold these funds. It then provides a 360 degree health-check of the quality of your portfolio. It lets you know whether your portfolio allocation and risk is right for your own risk and time frame. It tells you whether you hold good funds or poor quality ones and whether to buy or hold or sell them. It even tells you whether your portfolio is concentrated and whether you hold too many funds. If you highlights regular plans where expense ratios are disproportionately high compared to the direct plans.

You will get the following insights from Portfolio Review Pro:

• The ideal asset allocation to have
• Whether your portfolio risk is higher than what you had thought
• Whether the funds you hold are a buy/hold/sell based on our research team's calls
• The ideal number of funds to have
• Which regular plans are above average in cost, warranting a switch to direct.

These inputs will help you decide whether to reduce or increase your equity/debt, lower your risk (we have provided a guide on how to do it), exit poor quality funds and reduce the number of funds.

There are a few portfolio analysis tools that are currently available. But these primarily allow you to track your mutual fund portfolio by simply putting together all your funds. A few of these provide a handful of general observations on your fund holdings – but most are not actionable, do not help in arriving at an optimal portfolio for you, and are not comprehensive. We can confidently say that our Portfolio Review Pro is unique in its ability to allow you to track, analyse and offer actionable insights.

Portfolio Review Pro takes inputs on your age, risk and goal time frame. These go into arriving at the ideal asset allocation and assessing the actual risk level of your portfolio. Fund quality and the Buys, Hold, Sell calls are based on the fund performance and the research team’s call on the funds you hold. The tool also calculates the extent of concentration in your portfolio, based on the portfolio size, number of funds you hold and AMCs. If you hold regular plans, the tool also assesses those where expense ratios are disproportionately high compared to the direct plans.

No. The Portfolio Review Pro uses the inputs you provide and arrives at an ideal allocation for such time frame, risk and age as you provide. These ideal allocations are driven algorithmically, based on time-tested allocation principles and years of backtesting on risk-return payoffs for different time frames. The portfolio risk is based on the fund category’s risk and the suitability of the same for your provided time frame and allocation. The individual Buy/Sell/Hold calls are provided by our own research team based on fund performance relative to benchmark and category. The insights provided in Portfolio Review Pro are meant as a guide and are neither advisory in nature nor are they tailored specifically for you. You should do your own research or consult an advisor before taking investment decisions.

If you are not a Prime subscriber, simply register with us for free, first. Then, all you need to do is to enter your PAN and mobile number in the Portfolio Review Pro tool. You will receive an OTP. This will permit us to fetch all your mutual fund holdings, regardless of where you hold them. You can come back and view your portfolio at any time.

Your PAN and phone are collected to obtain your mutual fund holdings from the RTAs. The information procured will be used solely for analysis purposes and to provide insightful information about your portfolio to you. We do not share your information with any third party, unless required to do so by government agencies or market regulators.

You can view and review mutual fund holdings for up to 5 PANs. The first PAN you add is included in your PrimeInvestor subscription. You can add 4 additional PANs, each carrying a small extra fee. The fund and portfolio information provided in Portfolio Review Pro will be available for these additional PANs as well. You can review the holdings of these PANs individually or in any combination you prefer.

You will need to refresh your data to capture any transactions (fresh investments or redemptions) you have in your mutual funds. For such data updation, you simply need to hit the 'Click to Update' link in Portfolio Review Pro. Enter the OTP and it's done!

Prime Growth subscribers can make such data updates once every 24 hours. Prime Essentials subscribers can update data every 7 days. 

Yes, absolutely! In fact, we think you should use it all the time to track your portfolio. Your own investments change. Your asset allocation can shift as markets move up or down.  Fund performances keep changing. To know whether you are on track and to make course corrections on time, it is necessary that you regularly use Portfolio Review Pro. Since Portfolio Review Pro is a subscriber-exclusive tool, you need to become a subscriber in order to keep accessing it. Click here to subscribe!

Absolutely not. By using Portfolio Review Pro, you are only letting us fetch your data from multiple places and analyse it to provide actionable insights about your portfolio. We cannot act or transact on your behalf in any way. We are not a transaction platform. We have no agenda except for letting you know how well your mutual fund portfolio is doing. 

All data are stored in highly secure, India-based servers and transmitted in industry-standard encrypted formats. We WILL NOT share any personal information about you with any third-party for any reason, unless required to do so by market regulators or government agencies. The information procured will be used solely for analysis purposes and to provide insightful information about your portfolio to you.