Frequently Asked Questions about PrimeInvestor
General questions about the service
What is PrimeInvestor?
PrimeInvestor is a research platform that will give you ratings, portfolios and plans covering stocks, mutual funds, ETFs and bonds to meet your financial goals. These solutions will be put together with great care and intelligence, backed by completely independent and unbiased research.
Our only loyalty is to our customers and the welfare of their finances. We do not accept any commissions, kickbacks, or advertisements from any financial product manufacturer (such as AMCs, insurance companies, or brokerages). This way, you can feel completely confident that our loyalty is only to you.
Think of PrimeInvestor as your own professional research team working for you. In one single place, you will get the ideas, solutions, and insights you need to have a great investment portfolio. You can see more about us and our team on our About Us section.
What is the team behind PrimeInvestor?
PrimeInvestor is powered by a team of experts in the fields of personal finance, investments, fintech, and allied areas. They have experience analysing products and creating portfolios for customers. Please refer to our team page for more details.
What services do you offer?
PrimeInvestor provides research-driven investment recommendations in stocks, mutual funds, ETFs, and bonds. We additionally cover other investment products based on opportunities. Apart from recommendations, our service covers a host of tools with which you can review your MF portfolio, do your own analysis on stocks and mutual funds, and much more.
All recommendations & tools are accessible on our platform. We provide this through our subscription service which is a flat fee. You can see the full list of what your subscription gives you above.
We follow-up and maintain all our recommendations and products to ensure your investments are on the right path and you’re with what’s best for you. Our team has decades of experience in tracking investment products, markets, and customer needs.
You can understand more about our services here.
How will you charge me for this service? What is the cost?
Check out our pricing page to know about our plans, what you will get in your subscription, and the subscription costs.
Do you have trials? Do you have monthly/quarterly subscription?
Yes, we offer a 7-day trial that gives you access to the entire platform. All you need to do is to register and set up an account with PrimeInvestor.
What is your refund policy?
Subscription fees are annual and are set to renew automatically. We do not offer refunds during a period of subscription. However, renewals can be cancelled at any time.
How do you earn revenues?
We earn our income from the subscription fee you pay us. We have no other source of revenue. We do not receive commissions, any form of incentives, or advertising revenues from product manufacturers.
How do I know that you are independent and unbiased?
We do not take any product advertisements on our platform. We do not earn commissions or receive incentives of any sort from product manufacturers.
We build investment solutions through our recommendations in stocks, mutual funds, ETFs and bonds – the investments at the heart of every portfolio. With PrimeInvestor you can be certain that the research and recommendations are provided only by qualified investment professionals who have long experience in investing in market products themselves. We will hold ourselves accountable for our recommendations by providing regular updates and follow-ups on them. Given that what’s good investment advice today may not be so tomorrow, we think that such follow-ups are critical to your building wealth. Media and other publications do not address this critical need.
That removes all conflicts of interest and ensures that we put the interests of our subscribers above everything else.
But my bank’s relationship manager already gives me free advice!
That advice is not really free because the bank is likely to earn significant commissions from the products recommended to you. Also, if the relationship manager quits and is replaced by a new one, you may also lose out on follow-up recommendations on what to do with your older investments.
Why should I pay for this service if I can get information for free from media?
With PrimeInvestor you can be certain that the research and recommendations are provided only by qualified investment professionals who have long experience in investing in market products themselves. We will hold ourselves accountable for our recommendations by providing regular updates and follow-ups on them. Given that what’s good investment advice today may not be so tomorrow, we think that close monitoring and follow-ups are critical to your building wealth in the long run.
How is PrimeInvestor different from platforms such as Zerodha Coin, FundsIndia, Kuvera, Scripbox, or ET Money?
PrimeInvestor is not a transaction platform. We are not distributors of any products earning commissions. We do not charge brokerage on any transactions.
We are a research platform exclusively providing independent recommendations across stocks, mutual funds, ETFs, bonds and government schemes and review products from term insurance, health insurance & more.
Do you offer a transaction platform?
We are and will be a pure research and recommendation platform. We believe there are several good transaction platforms out there that will cater to each person’s choices and preferences. With PrimeInvestor, you will be free to choose the transaction experience and service provider that you like and still maintain a great portfolio as recommended by us.
Can I see all my investments in your portal?
You can use our one-of-a-kind Portfolio Review Pro tool to see your current, live mutual fund portfolio. This tool uses just your PAN and phone number to fetch all your mutual funds, no matter where you hold them. You can track the live movement of your wealth! Portfolio Review Pro uses our proprietary research algorithm to analyze your portfolio on risk, quality, performance, concentration & costs to provide actionable insights so you can maintain your portfolio with ease.
Will I have a relationship manager and/or one-on-one discussions with you about my investments?
We do not provide any relationship managers to guide you through your individual portfolios or offer one-on-one discussions with you about your investments.
Our platform is designed to help you manage your investments yourself. Our product suite caters to every investor – whether a learner, novice or experienced. Our various tools & recommendations will give you readymade portfolios, help you build your own, and give you clear calls across stocks, MFs, ETFs and bonds.
You can write to us with specific questions on our recommendations and we will be happy to respond to them
Will you provide financial planning and review my portfolio?
We are not financial planners and do not provide financial planning for individual portfolios. You can use our Portfolio Review Pro tool to check how your funds are doing and write to us if you have queries on our recommendations.
Our recommendations, tools, updates, and regular reviews will make sure you know where to invest, what to exit and when it is a good time to act on key events. You can thus manage your own portfolio with ease.