Three use cases where g-secs score
Bonds & Deposits
Aarati Krishnan

Three use cases where g-secs score

As a part of PrimeInvestor’s bond recommendations, we’ve been highlighting attractive investment opportunities in government securities (g-secs) in recent months. We actively track primary auctions of government bonds on the RBI Retail Direct platform to give you these calls. (Read this article on how to buy G-Secs)

Read More
Are we at market capitulation?
Markets
Aarati Krishnan

When the last bull throws in the towel: Are we at market capitulation?

Capitulation marks the end phase that puts a full stop to a bear market and lays the foundation for the next bull phase. 

Capitulation is a phase when the sentiment turns so negative that the bellwether indices, stock prices and stock valuations plunge to levels which fundamental analysts didn’t even imagine! When Warren Buffett asks you to ‘buy when there’s blood on the Street’, it is the capitulation phase he’s referring to.

Read More
SBI perpetual bonds
Bonds & Deposits
Aarati Krishnan

Private bond recommendation: SBI perpetual bonds series 2019-20

Market yields on government bonds have been rising quite sharply in recent months, with short-term yields rising to narrow the gap with long-term yields. However, for investors with surpluses to invest for 2-3 years, the options are still somewhat limited. 

Read More
Four passive debt funds to invest right now
Premium
Aarati Krishnan

Four passive debt funds to invest right now

Not so long ago, if debt investors in India wanted to get a 7% plus return, they had to go to post office schemes with (poor service and) a long lock-in period like the PPF or GOI Floating Rate Savings Bonds with a 7-year lock-in period. These options, apart from the difficulty of accessing them, required investors to sacrifice liquidity for returns. 

Read More
LIC IPO, LIC, IPO analysis
Stocks
Aarati Krishnan

IPO Review: LIC IPO – 3 factors to consider before subscribing

The Indian government, deciding to take its chances with market moods, has launched the long-awaited IPO of Life Insurance Corporation of India (LIC). This is entirely an offer for sale by the government to offload 3.5% of its holdings (2.21 crore shares) to the public, at an offer price band of Rs 902-949.  LIC will not receive any proceeds from the sale. Retail bidders will get a Rs 45 discount while LIC’s policyholders will get a Rs 60 discount. 

Read More
How to ride the rate upcycle
Bonds & Deposits
Aarati Krishnan

How to ride the interest rate upcycle

Indian debt investors have been handed a raw deal in the last three years. Though inflation has been rising and market interest rates edging up, the Reserve Bank of India (RBI) and the Monetary Policy Committee (MPC) were doing their level-best to keep a lid on interest rates, to protect borrowers in a Covid-hit economy. 

Read More
Tax loss harvesting, tax, how to save tax, capital loss
Taxes
Aarati Krishnan

Tax loss harvesting: How to use bear markets to save tax

Tax Loss harvesting is the practice of selling a stock or mutual fund that trades below your buy price, so that you can convert the notional losses you see on paper into real losses. While this may sound like a strange thing to do, smart investors do it to save on tax outgo. 

Read More
money-minded, A woman’s guide to being money-minded
General
Aarati Krishnan

How women can manage money

This women’s day, we decided to urge women to be more money-minded, by sharing the lessons that we’ve personally learnt from managing our own money for the last 15-20 years. If you missed our Twitter Spaces on why women should be money-minded, here are the key takeaways.

Read More
market correction, 4 things to avoid in the market correction
Strategies
Aarati Krishnan

4 things to avoid in the market correction

Here are 4 practical tips on what not to do during a market correction and to navigate the rough road ahead. Russia’s attack on Ukraine has added fuel to simmering commodity prices and stoked fears about Fed rate hikes. Therefore, Indian stock markets seem to be correcting in the right earnest.

Read More
What the Budget means for bond investors
General
Aarati Krishnan

What the Budget means for bond investors

With the Budget done and dusted, most commentators have pronounced that it is a good Budget for stock markets but an awful one for bond markets. But in our view, whether you – as a bond investor – should celebrate or mourn post-Budget, will depend on your present portfolio allocation to bonds and the kind of bonds you own. Here’s how the budget affects your bond investments.

Read More
Login to your account
OR