Portfolio Review

Portfolio Review is a comprehensive investment check-up tool that helps you analyse your mutual fund, stock, and ETF holdings. Instead of merely tracking returns, it goes deeper to uncover:

• Performance gaps – Identify underperforming funds or weak stocks
• Cost leaks – Flag high-expense funds and avoidable regular-plan costs
• Risk balance – Assess whether your portfolio matches your goals and risk tolerance
• Diversification issues – Highlight concentration across sectors, market caps, or holdings
• Actionable insights – Clear Buy / Hold / Sell calls and portfolio optimisation cues

It works like a diagnostic report for your investments — giving you a clear picture of portfolio health and areas that need attention.

For investors seeking continuous oversight beyond periodic reviews, these same evaluation principles are applied within PrimeInvestor’s managed portfolio offering, where portfolios are actively managed and rebalanced by an experienced investment team.

The Portfolio Review tool is designed to cover the primary investments in every investor's portfolio. You can review:

• Mutual funds – All funds across equity, debt, hybrid, or international

• Stocks – Stocks across sectors and market capitalisations that are NSE listed

• ETFs – Across asset classes including equity, debt, and gold

The Portfolio Review tool imports your holding data. It provides insights on your portfolio based on research-built metrics.

• Mutual Funds – Enter your PAN & mobile number, verify via OTP, and your entire mutual fund portfolio is automatically fetched no matter where you hold those funds. The tool then analyzes each fund across performance, risk, costs, and concentration.

• Stocks & ETFs – Enter your PAN & mobile number and select your broker, and you can directly import stocks held through that broker. Alternatively, you can upload your holdings manually. The tool checks provides insights on valuation and diversification. Importantly, it gives Buy/Sell/Hold calls on your stocks. 

Mutual fund portfolio review provides a 360° analysis. It provides insights on your portfolio including:

• Portfolio snapshot (invested value, gains, XIRR, and allocation to sectors, credit rating, maturity & more)

• Portfolio risk based on fund categories held, to help you understand if you have taken too much or too little risk

• Buy / Hold / Sell calls on funds, for easy remedial action or to know where to make fresh investments

• Concentration and ideal fund count

• Cost comparisons (regular vs direct plans)

You get a detailed analysis of your stock portfolio, including:

• Stock selection score – Whether you have picked the right stocks.

• Expert Calls – Buy/Hold/Sell ratings backed by research models.

• Portfolio snapshot – Value, returns, portfolio PE valuation compared with the Nifty PE ratio

• Sector Allocation – Visual view of exposure to different industries.

• Projected Returns – Scenario-based forecasts you can make to gauge portfolio value.

Yes. Regular monitoring helps ensure your portfolio remains aligned with your goals, risk tolerance, and changing market conditions. For investors who prefer not to track and review portfolios frequently, PrimeInvestor offers a managed approach through its mutual fund and stock PMS strategies where an expert investment team monitors and manages the portfolio on an ongoing basis.

Most portfolio tools only track NAVs or returns. Portfolio Review goes much deeper by:

Giving Buy/Hold/Sell calls on mutual funds and stocks based on comprehensive research.
Highlighting hidden costs (like high expense ratio funds or regular plan drag).
Checking risk–return balance and telling you if you're over-invested or under-invested in high-risk investments.
Providing valuation insights like your portfolio PE against the Nifty PE & helping you judge how much your portfolio can grow to.

In short, it’s not just a tracker—it’s an action-oriented review tool built to help you optimize, and not just monitor, your mutual fund, ETF and stock investments.