PrimeInvestor - Articles and Reports

conservative equity
Mutual funds & ETFs
Bhavana Acharya

Prime Recommendation: A low-risk option for the conservative equity investor

If youโ€™ve got a 5-year-plus timeframe, equity is the way to go as we explained this week. And if you need money in the very near term, weโ€™ve asked you to stay safe with fixed deposits, liquid funds, and ultra short-term funds. But what about the in-between timeframe? What are your options should you have a horizon of 2-3 years and want better returns that fixed deposits or low-risk debt funds?

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AT1 bonds
Bonds & Deposits
Aarati Krishnan

What they didnโ€™t tell you about perpetual bonds (AT1 bonds)

RBIโ€™s rescue package for Yes Bank, which will see SBI infusing capital into the bank to pick up 49 % of its equity, offers a breather to its depositors and shareholders. But one class of stakeholders who are set to take a comprehensive haircut valued at Rs 10,800 crore despite the bailout, are the holders of Additional Tier 1 (AT1) bonds in the bank.

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Diversified
Mutual funds & ETFs
Vidya Bala

Prime Recommendation: Parag Parikh Flexi Cap Fund

When an equity fund is founded on the philosophy of value investing, seeks to reduce volatility through limited hedging and provides international flavour where such opportunities are not available locally, we call it an all-in-one fund. The fund we are talking of also has an expense ratio lower than the equity category average, considering its relatively small AUM size.

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Turbulent times
Markets
Aarati Krishnan

Investing in turbulent times

Just as the Indian stock market was taking a breather from recent worries about the slowdown, two new cases of Coronavirus infections have sent it into renewed paroxysms of volatility. Hereโ€™s attempt to answer top-of-mind questions from investors on how they should deal with this phase.

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sbi cards ipo
Stocks
Bhavana Acharya

IPO review: SBI Cards and Payment Services

The initial public offer of SBI Cards and Payments is slated to be huge, aiming to mop up over Rs 10,000 crore. A subsidiary of State Bank of India, the company issues and runs SBIโ€™s credit cards business. SBI Cards is the second largest credit card player in India after HDFC Bank.

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prime views
Mutual funds & ETFs
Bhavana Acharya

Prime Views: Why you should avoid this fund category

Inconsistent performance among funds in this category makes it hard to pick a quality one. Increasing credit calls by these funds changes the risk-return profile. Better returns for the same to lower risk possible through other newer categories

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equity index
Mutual funds & ETFs
Bhavana Acharya

Prime Recommendation: An equity index that challenges active funds across categories

Index funds are meant to track markets passively and not built to necessarily beat active funds. But if you had an Indian index that is able to beat comparable active funds with consistency, generates strong return, adds diversification to your portfolio and even substitute some categories of active funds, would you not consider it?

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budget tax change
Taxes
Vidya Bala

No DDT โ€“ the impact on your dividend income

The Budget proposal 10 days ago that gets rid of DDT changes things for you. You must now take stock of whether it makes sense for you to continue the dividend option in mutual funds and how else to plan for dividends from stocks.

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