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Bonds & Deposits

Quarterly review: What’s changing in Prime Deposits

These are extraordinary times for fixed income investors. Interest rates, after recent rate cuts by the MPC, are ruling at lows not seen in the last two decades. The repo rate of 4.4% today is even below levels seen during the global financial crisis. Keeping all this in mind, we have made significant changes to our curated list of deposits. Here are the three key sets of changes to the list and why we made them.

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Aarati Krishnan April 3, 2020 No Comments

Mutual funds & ETFs

Prime Strategy: 3 funds to beat the low-interest rate regime

While you can still seek solace in small savings schemes, at this juncture select pockets of debt funds also offer opportunities for those with a minimum 2-3-year time frame. We have therefore crafted a portfolio of 3 funds for you to optimally take exposure to quality credit and gain from a rate fall.

Vidya Bala March 31, 2020 25 Comments

General

RBI package – What’s in it for you

Repo and reverse repo rate cut, asymmetric LAF corridor, Long Term Repo Operations, moratorium. With words like these used freely in RBI’s package announced on Friday, ordinary borrowers and investors may be wondering if they have anything to cheer about. If you’ve been puzzled too, here are the measures explained in plain English.

Aarati Krishnan March 30, 2020 No Comments

Mutual funds & ETFs

Prime Views: What should you do with your investments now?

Over the past few weeks, we’ve received several questions from you on performance of the funds you hold, and what the course of action should be. In both debt and equity, recent returns have given enough cause for worry. So we’re listing out various categories of investments you may holding which are seeing volatility, and what you should do about them.

Bhavana Acharya March 27, 2020 4 Comments

Investment basics

Mutual funds

At PrimeInvestor, we love mutual funds and consider them to be an ideal investment vehicle for regular investors. We have several portfolios and recommendations tailored to mutual fund investors.

primeinvestor_psswwp March 25, 2020 No Comments

Mutual funds & ETFs

Prime Views: Why are liquid funds returns falling and where should you invest?

In tough times such as this, it is hard to see your investment value dwindling. And when that happens to your debt funds, it is even harder. We’ve had quite a few queries on whether it is safe now to park money in liquid funds and very short duration funds and whether it should be withdrawn.

Vidya Bala March 23, 2020 2 Comments

Mutual funds & ETFs

Prime Data Crunch: Mutual fund holdings in bank perpetual bonds

Several mutual funds that held Yes Bank’s perpetual bonds had to mark a loss, and this is a loss that can’t be recovered, as things stand. In this scenario, we’ve had many questions over the quantum of fund exposure to AT1 bonds. So here are the numbers.

Bhavana Acharya March 20, 2020 8 Comments

Bonds & Deposits

Five high-rate debt options to lock into

Desperate times call for desperate measures. Therefore, Indian fixed income investors may need to brace for a further plunge in interest rates in the coming months. • With rates cuts likely, lock into the options mentioned here, before March 31, 2020.

Aarati Krishnan March 18, 2020 10 Comments

Markets

Prime Strategy: At what Nifty levels should you be investing?

Given that the Nifty50 is busy taking out new lows with stunning rapidity, what are the Nifty levels at which the market gets really cheap, or attractive to invest lumpsums in? This strategy note is an attempt to answer this question

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PrimeInvestor Research Team March 16, 2020 No Comments

Mutual funds & ETFs

Prime Recommendation: A low-risk option for the conservative equity investor

If you’ve got a 5-year-plus timeframe, equity is the way to go as we explained this week. And if you need money in the very near term, we’ve asked you to stay safe with fixed deposits, liquid funds, and ultra short-term funds. But what about the in-between timeframe? What are your options should you have a horizon of 2-3 years and want better returns that fixed deposits or low-risk debt funds?

Bhavana Acharya March 13, 2020 30 Comments

Markets

Prime Strategy: COVID-19, Crude and Capital effect: Where should you invest now?

Do you remember the last time that the Nifty fell over 500 points on a single day? Wondering if it was in 2008? No, because it never did in absolute value terms. That’s what makes March 9, 2020’s Nifty fall so scary.

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Vidya Bala March 11, 2020 No Comments

Bonds & Deposits

What they didn’t tell you about perpetual bonds (AT1 bonds)

RBI’s rescue package for Yes Bank, which will see SBI infusing capital into the bank to pick up 49 % of its equity, offers a breather to its depositors and shareholders. But one class of stakeholders who are set to take a comprehensive haircut valued at Rs 10,800 crore despite the bailout, are the holders of Additional Tier 1 (AT1) bonds in the bank.

Aarati Krishnan March 9, 2020 25 Comments

Quarterly review: What’s changing in Prime Deposits

Prime Strategy: 3 funds to beat the low-interest rate regime

RBI package – What’s in it for you

Prime Views: What should you do with your investments now?

Mutual funds

Prime Views: Why are liquid funds returns falling and where should you invest?

Prime Data Crunch: Mutual fund holdings in bank perpetual bonds

Five high-rate debt options to lock into

Prime Strategy: At what Nifty levels should you be investing?

Prime Recommendation: A low-risk option for the conservative equity investor

Prime Strategy: COVID-19, Crude and Capital effect: Where should you invest now?

What they didn’t tell you about perpetual bonds (AT1 bonds)

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