Categories Archives - Page 42 of 43

Mutual funds & ETFs

What returns should you expect from your debt funds?

The last two years of turmoil in the debt fund space may have left you wondering what returns to expect from debt funds. Will debt funds beat FD? Or would their returns hover somewhere around their yield (yield to maturity) as promised by some? Are double-digit returns possible in debt? Use this analysis to set more realistic expectations from debt funds instead of a vague 8% or 9% return you may have in mind.

Vidya Bala December 16, 2019 12 Comments

General

Where to park your VRS proceeds

The over 92,000 staffers who have opted for the Voluntary Retirement Scheme (VRS) from BSNL and MTNL are now faced with the challenging task of finding a safe parking ground for their money while making sure it earns reasonable income in a low interest rate environment. They need to factor in liquidity and tax efficiency too. If you’re a VRS optee, don’t worry. Here’s a list of attractive investment options, ranked in the order of their safety.

Aarati Krishnan December 13, 2019 13 Comments

Bonds & Deposits

Bharat Bond ETF – facts to know before you invest

The Bharat Bond ETF will open on December 12 and close on the 20th. Most of you would have read about the ETF in the news. PrimeInvestor had briefly covered it last week, where we discussed the emergence of a new class of debt ETF. With all the details about the Bharat Bond ETF now out, let us move to specifics about the Bharat Bond ETF from Edelweiss AMC.

Vidya Bala December 11, 2019 3 Comments

Mutual funds & ETFs

Should you invest in ETFs in India?

With some classes of domestic mutual funds struggling to deliver on their promise and a global shift towards ETFs and index investing, the local interest in ETFs is healthy and welcome. But to think that Indian ETFs are fault-free and the ideal route to investing is flawed.

Here’s why, and how to negotiate the ETF space in India.

Bhavana Acharya December 9, 2019 3 Comments

Bonds & Deposits

Are we at rock-bottom on interest rates?

As the Monetary Policy Committee (MPC) decided to defy all expectations to hold its repo rates at 5.15 per cent yesterday, a sigh of relief must have gone around retirees and fixed deposit investors. But as the MPC has kept the door open for further cuts by signalling an ‘accommodative stance’, they must be wondering – “Is this rock-bottom for interest rates? How much lower can they go?”

Aarati Krishnan December 6, 2019 6 Comments

General

The emergence of a new class of ETF in debt

Owning bonds, unless you are well-diversified, has become a super risky proposition since September 2018. Credit risk and drying up of liquidity have proved to be lethal combinations to manage for investors. Now the debt ETF space may receive some life with the soon-to-be launched defined maturity PSU Debt ETF.

Vidya Bala December 2, 2019 7 Comments

Bonds & Deposits

What we look for in FDs – The PrimeInvestor approach

“Is my fixed deposit with so-and-so company safe?” This query is cropping up often, after the recent default on fixed deposit repayments by Dewan Housing Finance Limited and RBI’s strictures on PMC Bank.

At PrimeInvestor, our approach to curating a list of fixed deposits is to put safety far ahead of return considerations. Here’s the approach we use to choose our recommended list of FDs.

Aarati Krishnan November 29, 2019 12 Comments

Mutual funds & ETFs

Is it time to move from active funds to index funds?

The answer is no. There will definitely be more space for index investing in your portfolio but that doesn’t mean you can ignore active funds. We’ll show you some numbers on Indian active funds’ ability to beat the indices currently.

Vidya Bala November 27, 2019 11 Comments

Mutual funds & ETFs

Direct vs Regular Mutual funds – How should you decide?

It has been 7 years since SEBI came out with direct plans in mutual funds and a lot has happened during this period. At this time, how should an investor decide which plan to go for – direct or regular? What are the factors to consider? Srikanth Meenakshi distills 11 years of FinTech experience and working with investors to provide a roadmap.

Srikanth Meenakshi November 25, 2019 8 Comments

Taxes

How you should use Section 80C for saving taxes

Deductions under section 80c are either expenses or investments. Blend tax-efficient debt and equity investment options to maximise benefits and balance risk There’s no dearth

Bhavana Acharya November 22, 2019 5 Comments

Mutual funds & ETFs

What are the risks in index funds?

As some categories of active funds in India such as large-cap funds, have struggled to beat the sprinting Nifty50 and Sensex30 in the last couple of years, there’s a surge of interest in index investing.

But are there risks in index investing that investors are ignoring? Read on to find out.

Aarati Krishnan November 21, 2019 15 Comments

Mutual funds & ETFs

Vodafone’s impact on your debt funds: Here’s what you should do

Recent developments in the telecom space holds the risk of pushing Vodafone’s debt instruments to junk/default status and a consequent erosion to NAVs of funds that hold the instrument. We tell you what funds are affected, and we recommend an exit on funds that have a significant holding in the instrument and suggest alternatives.

Vidya Bala November 18, 2019 19 Comments

What returns should you expect from your debt funds?

Where to park your VRS proceeds

Bharat Bond ETF – facts to know before you invest

Should you invest in ETFs in India?

Are we at rock-bottom on interest rates?

The emergence of a new class of ETF in debt

What we look for in FDs – The PrimeInvestor approach

Is it time to move from active funds to index funds?

Direct vs Regular Mutual funds – How should you decide?

How you should use Section 80C for saving taxes

What are the risks in index funds?

Vodafone’s impact on your debt funds: Here’s what you should do

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