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Nifty Next 50 - what should you do with your investments?

Mutual funds & ETFs

Nifty Next 50 – what should you do with your investments?

The Nifty Next 50 houses the 50 top companies by market capitalisation, after the Nifty 50. This index caught the limelight over the past month for featuring a handful of the Adani group stocks.

As we had pointed out a couple of weeks ago in our write-up on Adani stocks and index funds, the presence of a few shaky stocks in an index is not reason enough to exit it. But even before the Adani-fuelled upheaval, the Nifty Next 50’s once-outstanding performance was being eroded.

PrimeInvestor Research Team March 7, 2023 33 Comments

4 easy steps to picking good mutual fund schemes

Mutual funds & ETFs

4 easy steps to picking good mutual fund schemes

The top-used product at PrimeInvestor, our MF Review Tool, is good for anyone who wants to know our call on your fund (buy/hold/sell) and the reason for the same. It also helps you pick the funds we have a buy on, if you want to go beyond Prime Funds.
But for those of you who want to see the evidence backed by data or wish to do your own filtering, then Prime MF Screener is the only tool available today in town for you to do this evidence-based investing. If you are a subscriber – well, what’s stopping you from empowering yourself using our MF Screener to pick good mutual fund schemes?

Vidya Bala March 5, 2023 5 Comments

NFO review: IDFC US Treasury Bond 0-1 year Fund of Funds

Mutual funds & ETFs

NFO review: IDFC US Treasury Bond 0-1 year Fund of Funds

US stocks and US equity funds have been quite a hit with Indian investors in recent years. Indians invest in these funds to gain exposure to global businesses (Amazon, Alphabet, Mastercard etc). More importantly, they would like to gain an exposure to the US dollar which has appreciated steadily against the Rupee over the years.
But the risks in owning US equities have become apparent lately, with the Fed on a rate hiking spree and the US economy flirting with a recession. US stock indices have lost 12-15% in one year, while US equity funds have seen losses of 6%-12%. But there has been a sharp rise in yields on US government bonds (treasuries).

Aarati Krishnan March 2, 2023 5 Comments

Stocks

Prime stocks update: An exit call on an insurance stock

In April 2022, we had issued a buy recommendation on a general insurance player, as both the industry and the company itself were emerging from the Covid-driven impact and were poised for growth. Since then, however, the insurance sector has lost market favour as growth has not panned out as expected.

Premium article available only to subscribers.

N V Chandrachoodamani March 1, 2023 No Comments

Moving-this-biotech-stock-from-BUY-to-a-HOLD

Stocks

Prime Stocks update: Moving this biotech stock from BUY to a HOLD

When we gave the call of this R&D focused company engaged in the manufacture of enzymes and probiotics, the company had Covid-related challenges but showed promise of growth. It was later also pulled down by consolidation of acquisitions and costs related to new product launches. We therefore knew that the call would take longer to pay off. The stock went through a significant correction after our initial recommendation as earnings disappointed.

Premium article available only to subscribers.

N V Chandrachoodamani March 1, 2023 No Comments

Prime recommendation: Commodity and the rise of the old economy

Recommendations

Prime Recommendation: Commodity and the rise of the old economy

In March 2021, our call on the commodities fund we added panned out well. But we decided to issue a book profit call in June 2022, as we wanted to preserve some of the profits given the cool off that was visible then in commodity prices.
And as anticipated, commodities cooled off a fair bit globally. Triggered by inflation-driven rate hikes and recession fears, pre-emptive physical destocking (reducing inventories anticipating higher cost of holding inventories) resulted in lower prices. The traded Goldman Sachs Commodity index graph below will tell you that our call was largely in line with this index’s move.

Vidya Bala February 28, 2023 13 Comments

Insurance

Prime review: LIC’s New Jeevan Shanti

With the Budget plugging the tax break on guaranteed income plans from insurers, annuity plans are back in the picture as the go-to option for investors seeking guaranteed payouts after retirement. LIC has recently relaunched its popular deferred annuity plan as New Jeevan Shanti (Plan No. 858).

Let’s see how good the plan is and how it stands against competition in today’s Prime review.

Bipin Ramachandran February 26, 2023 2 Comments

Adani stocks and index funds: cause for concern?

Commentary

Adani stocks and index funds: cause for concern?

After the Hindenburg bombshell tanked Adani stocks, the faith that some investors placed in index investing seems to have been shaken. With the Nifty 50 and Nifty Next 50 featuring seven Adani group stocks between them, PrimeInvestor received many queries soon after the news broke.

Aarati Krishnan February 23, 2023 13 Comments

Build your own portfolio with PrimeInvestor’s super tool

General

Build your own portfolio with PrimeInvestor’s super tool

PrimeInvestor’s super new tool, Build your own portfolio is a simple and powerful solution for your need to customise your portfolio the way you wish to, but without choosing the wrong funds nor going wrong on allocation! It guides you into designing a portfolio for yourself using Prime Funds, based on your inputs. Here’s more.

Bhavana Acharya February 21, 2023 No Comments

Prime Stock update: Prospects brighten for our small finance bank call

Stocks

Prime Stock update: Prospects brighten for our small finance bank call

Covid proved be an ultimate stress test for Small Finance Banks (SFBs). As SFBs largely cater to low income borrowers comprising small businesses, small vehicle owners and other self-employed categories including micro-finance, they were among the most Covid-sensitive sectors.

Premium article available only to subscribers.

N V Chandrachoodamani February 19, 2023 No Comments

Taxes

How is your insurance policy taxed?

Some of us may be hoarse from shouting about why tax benefits should not be the reason we buy insurance. Shouting notwithstanding, tax treatment remains a key consideration when buying insurance of almost any sort and this is what we look at in this article.
There are two points in time when the tax aspect will have to be kept in mind:
First at the time of premium payment
Second, at the time of a payout in the form of a claim being met or maturity benefits being paid out.

Pavithra Jaivant February 16, 2023 2 Comments

Governance - 8 checks to assess management quality

Stocks

Governance: 8 checks to assess management quality

The Adani saga (still continuing, I guess) brings forth the issue of governance, management quality, and other qualitative factors that many investors consider as essential check boxes. During the time I spent in CRISIL, ‘management quality’ would set a cap on ratings. But what is ‘management quality’?

R Balakrishnan February 14, 2023 1 Comment

PrimeInvestor - Articles and Reports

Nifty Next 50 – what should you do with your investments?

4 easy steps to picking good mutual fund schemes

NFO review: IDFC US Treasury Bond 0-1 year Fund of Funds

Prime stocks update: An exit call on an insurance stock

Prime Stocks update: Moving this biotech stock from BUY to a HOLD

Prime Recommendation: Commodity and the rise of the old economy

Prime review: LIC’s New Jeevan Shanti

Adani stocks and index funds: cause for concern?

Build your own portfolio with PrimeInvestor’s super tool

Prime Stock update: Prospects brighten for our small finance bank call

How is your insurance policy taxed?

Governance: 8 checks to assess management quality

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