IRDAI insurance commission cuts: What policyholders gain
IRDAI’s proposed insurance distribution reforms could cut commissions, reduce costs and improve value for policyholders.
IRDAI insurance commission cuts: What policyholders gain Read More »
insurance
Prime Review: Cancer Covers – A shield against one of life’s toughest battles
Learn why cancer-specific covers are becoming more important and if you need it in your insurance arsenal!
Prime Review: Cancer Covers – A shield against one of life’s toughest battles Read More »
Prime Review: Can United India Super Top-Up Medicare Cover You When It Counts?
Does this super top up plan from a PSU insurer meet our requirements? Find out in this review!
Prime Review: Can United India Super Top-Up Medicare Cover You When It Counts? Read More »
ICICI Lombard Elevate: Is the unlimited health cover worth it?
ICICI Lombard has launched a health insurance policy with unlimited cover. How will this work? Do you really need an unlimited cover? Here’s our take.
ICICI Lombard Elevate: Is the unlimited health cover worth it? Read More »
5 changes to health insurance policies & what they mean for you
Making sense of the recent ‘consumer-friendly’ regulatory changes to health insurance policies.
5 changes to health insurance policies & what they mean for you Read More »
What is the return on your insurance policy?
Is your insurance policy really as good as it is made out to be? Let’s crunch some numbers to see what the return on your insurance policy really is.
What is the return on your insurance policy? Read More »
Is there still a case for buying an endowment plan?
With the tax treatment of endowment plans changing recently, we take a look at whether there is any merit left in buying one of these plans.
Is there still a case for buying an endowment plan? Read More »
Insurance recommendation – A healthy policy that ticks the right boxes
Often, researching for your health insurance doesn’t stop at finding a good insurer and policy. The sub plans, options, and addons under a policy warrant more research to find out the best combination for you and to help you squeeze out the most benefit from your policy. Today, we take up Bajaj Allianz Health Guard, with a wide range of sub-options that can make it better.
Insurance recommendation – A healthy policy that ticks the right boxes Read More »
Prime review: LIC’s New Jeevan Shanti
With the Budget plugging the tax break on guaranteed income plans from insurers, annuity plans are back in the picture as the go-to option for investors seeking guaranteed payouts after retirement. LIC has recently relaunched its popular deferred annuity plan as New Jeevan Shanti (Plan No. 858).
Let’s see how good the plan is and how it stands against competition in today’s Prime review.
Prime review: LIC’s New Jeevan Shanti Read More »
How is your insurance policy taxed?
Some of us may be hoarse from shouting about why tax benefits should not be the reason we buy insurance. Shouting notwithstanding, tax treatment remains a key consideration when buying insurance of almost any sort and this is what we look at in this article.
There are two points in time when the tax aspect will have to be kept in mind:
First at the time of premium payment
Second, at the time of a payout in the form of a claim being met or maturity benefits being paid out.
How is your insurance policy taxed? Read More »
LIC’s New Pension Plus – can it replace NPS?
In September 2022, LIC launched a new pension product. LIC’s New Pension Plus – LIC’s NPP(plan number: 867) with features similar to NPS. In the case of NPS, the default retirement age is 60. But in the case of LIC’s NPP, you can choose the policy maturity age and this can be as early as 35. So, does the LIC’s NPP score over NPS? Let’s find out!
LIC’s New Pension Plus – can it replace NPS? Read More »
