Prime Vision
Curated mutual fund portfolios across risk profiles. Crafted with disciplined allocation, high-quality core holdings,
and carefully timed opportunities. For investors who expect more than standard diversification.
Three portfolios to choose from
Each mutual fund portfolio aligned to a distinct risk profile through disciplined asset allocation
Prime Balanced
3-5 year tmeline
Steady returns with capital preservation
- Focused on stability
- Lower equity to limit volatility
- Hybrid funds for tax efficiency
Prime Growth
5-7 year timeline
Growth with moderate protection
- Growth with measured risk
- Selective thematic opportunities
- Caliberated debt cushion
Prime Ultra
7+ Year timeline
Maximum wealth creation with hedge
- Aggressive wealth creation focus
- Mid/small-cap & thematic tilt
- Minimal debt exposure
Why self-managed portfolios fail
Investors don’t fail because of fund choices, but because of how portfolios are constructed, allocated, and managed over time.
Our analysis of 3,600+ investor portfolios revealed four patterns that destroy wealth.
Too Many Funds
30–50 overlapping funds in a portfolio. It creates the illusion of diversification – but in reality, it dilutes returns & increases complexity
Skewed allocations
Without a disciplined framework, portfolios become overly equity-heavy or too conservative and thus misaligned with long-term objectives
High Hidden Costs
Regular plans quietly siphon off broker commissions year after year, compounding against you, not for you.
No Rebalancing Discipline
What starts balanced becomes risky as portfolio allocations drift unchecked. When equity runs up, a correction hits harder than it should.
THE PRIME VISION METHOD
Disciplined approach to portfolio building
The framework that drives every portfolio decision
Fund Selection
We screen thousands of funds to pick those with genuine alpha, clear strategy, and minmal overlap.
→ Quantitative & qualitative screening
→ Consistent funds & not flavour-of-the-season
→ Complementary fund strategies for real diversification
Asset Allocation
We match the equity-debt-gold mix to the investment horizon. Each variant is calibrated carefully for its timeline.
→ Horizon-driven allocation
→ Category allocation & thematic split calibrated for each risk profile
→ Hybrids used for tax efficiency along with downside protection
Rebalancing Discipline
We rebalance systematically to control risk and capture opportunity. This single habit beats most investors over a decade.
→ Trigger-based and not calendar-driven
→ Book profits in overvalued, buy undervalued automatically
→ Controls risk as markets move and before it builds up
How Prime Vision is structured
Each portfolio follows a clear system from fund selection
to rebalancing so your portfolio stays aligned,
no matter what the market does.
Core + Opportunity Layer
Large-cap, flexicap, multi-cap, or value funds form the core. Thematic & sector funds, or other aggressive funds capture the high-return pockets.
Strategic Position-Sizing
Every fund has a defined weight, based on its strategy, risk and intended role in the portfolio. No accidental concentration, no overlap.
Continuous monitoring
Actively tracked to ensure outperformance, alignment towards emerging opportunities & reducing exposure where return has played out.
Direct Plans
Always
We use only direct plans, and never regular plans. The commission saved annually stays in your portfolio — compounding only for you.
Transparent pricing. Built for long-term investors.
- No performance fees
- Active monitoring with disciplined rebalancing
- Direct plans only - no commissions
- Real-time portfolio tracking
- Benchmark - Nifty 50 Hybrid Composite Debt 50:50 Index
Fixed % of AUM
None
Nil
1.0%
EXPERTISE BEHIND YOUR PORTFOLIO
Portfolio Managed by
Bhavana Acharya
Co-founder & Portfolio Manager
Bhavana Acharya began her career as a research analyst at The Hindu Business Line, where she spent 7 years tracking mutual funds, equity markets, sectors, and the broader economy. She developed a strong foundation in financial journalism and market analysis. She then moved to FundsIndia as Deputy Head of Research, where she built research frameworks, translating insights into scalable investment solutions.
At PrimeInvestor, she co-founded the platform to deliver unbiased, research-first investment solutions for retail investors. With over 16 years of experience shebrings a process-driven and practical approach to investing.
★ Academic Background
Management Graduate in Finance with strong grounding in analytical frameworks and investment research
★ Prior Experience
16+ years across financial journalism, mutual fund research, and portfolio advisory
★ Specialisation
Mutual fund research, portfolio construction, and product design for investor portfolios
★ Research Approach
Structured, process-driven research with a focus on clarity and converting insights into actionable investment strategies
Get started in 5 easy steps
From signup to your first investment.
Discovery Call
Speak with our team to understand Prime Velocity & how it suits you
Online KYC
We process your KYC. You sign the PMS agreement. All online, end-to-end!
Account Setup
We set up your PMS account, including a dedicated demat account.
Fund Transfer
Your account is live! Transfer funds for your portfolio & we’ll begin investing.
Dashboard & reports
Track your performance, Monthly reports, quarterly calls, 24/7 dashboard access.
Our latest research & reports
Stay ahead with curated market insights, fund analysis, and portfolio updates from our expert team.
Frequently Asked Questions
Everything you need to know before investing.
What is Prime Vision PMS and how does it work?
Prime Vision PMS is a professionally managed mutual fund portfolio. It builds a diversified portfolio of direct mutual funds, debt, and gold based on your risk profile and investment timeline. The portfolio is actively monitored, rebalanced, and optimized—so you get a structured, research-driven investment approach without managing it yourself.
How often is the portfolio rebalanced?
The portfolio is reviewed and rebalanced periodically based on market movements, valuation changes, and shifts in opportunity. This ensures your allocation stays aligned with your risk profile and prevents overexposure to any single asset or fund.
What kind of returns can I expect from Prime Vision?
Prime Vision focuses on delivering consistent, risk-adjusted returns rather than chasing short-term gains. The strategy aims to balance growth with downside protection across market cycles, helping you build wealth steadily over time.
Disclaimer: Returns are market-linked and not guaranteed. Past performance should not be construed as future returns or recommendations.
Who should invest in Prime Vision PMS?
Prime Vision is ideal for investors who want a professionally managed, well-structured portfolio without the hassle of tracking markets. It suits both beginners looking for guidance and experienced investors seeking disciplined allocation, better diversification, and long-term wealth creation.
Is there a lock-in period in Prime Vision PMS?
There is no strict lock-in, but an exit load of 1% applies if you withdraw within 2 years. Staying invested longer is recommended for better compounding and stability.
Your portfolio deserves more than guesswork.
A better way to manage your mutual fund portfolio — structured, actively managed, and built for long-term outcomes.
- Direct plans only
- Active rebalancing
- Min. investment ₹50 lakhs
