Podcast: Is There a Hack to Rejection-Proof Your Health Insurance?
Episode 24 of the Prime Podcast.
Podcast: Is There a Hack to Rejection-Proof Your Health Insurance? Read More »
insurance
ICICI Lombard Elevate: Is the unlimited health cover worth it?
ICICI Lombard has launched a health insurance policy with unlimited cover. How will this work? Do you really need an unlimited cover? Here’s our take.
Premium article available only to subscribers.
ICICI Lombard Elevate: Is the unlimited health cover worth it? Read More »
5 changes to health insurance policies & what they mean for you
Making sense of the recent ‘consumer-friendly’ regulatory changes to health insurance policies.
5 changes to health insurance policies & what they mean for you Read More »
What is the return on your insurance policy?
Is your insurance policy really as good as it is made out to be? Let’s crunch some numbers to see what the return on your insurance policy really is.
What is the return on your insurance policy? Read More »
Is there still a case for buying an endowment plan?
With the tax treatment of endowment plans changing recently, we take a look at whether there is any merit left in buying one of these plans.
Is there still a case for buying an endowment plan? Read More »
Insurance recommendation – A healthy policy that ticks the right boxes
Often, researching for your health insurance doesn’t stop at finding a good insurer and policy. The sub plans, options, and addons under a policy warrant more research to find out the best combination for you and to help you squeeze out the most benefit from your policy. Today, we take up Bajaj Allianz Health Guard, with a wide range of sub-options that can make it better.
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Prime review: LIC’s New Jeevan Shanti
With the Budget plugging the tax break on guaranteed income plans from insurers, annuity plans are back in the picture as the go-to option for investors seeking guaranteed payouts after retirement. LIC has recently relaunched its popular deferred annuity plan as New Jeevan Shanti (Plan No. 858).
Let’s see how good the plan is and how it stands against competition in today’s Prime review.
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How is your insurance policy taxed?
Some of us may be hoarse from shouting about why tax benefits should not be the reason we buy insurance. Shouting notwithstanding, tax treatment remains a key consideration when buying insurance of almost any sort and this is what we look at in this article.
There are two points in time when the tax aspect will have to be kept in mind:
First at the time of premium payment
Second, at the time of a payout in the form of a claim being met or maturity benefits being paid out.
How is your insurance policy taxed? Read More »
LIC’s New Pension Plus – can it replace NPS?
In September 2022, LIC launched a new pension product. LIC’s New Pension Plus – LIC’s NPP(plan number: 867) with features similar to NPS. In the case of NPS, the default retirement age is 60. But in the case of LIC’s NPP, you can choose the policy maturity age and this can be as early as 35. So, does the LIC’s NPP score over NPS? Let’s find out!
LIC’s New Pension Plus – can it replace NPS? Read More »
Critical Illness plan review: Star Critical Illness Multipay Insurance Policy
To secure your finances against health emergencies, Primeinvestor recommends combing a hospitalization plan with a critical illness cover. Our earlier article has discussed ‘What to look for in a critical illness health plan’ in detail. We subsequently shortlisted a few critical illness covers, from which we reviewed Activ Secure Critical Illness Plan by Aditya Birla Health Insurance, Criti Care policy by Bajaj Alianz General Insurance and IFFCO Tokio’s Critical Illness Benefit Policy. Here, we review the Star Critical Illness Multipay Insurance Policy. We think this plan has a good structure without being over-complicated.
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How to use the free look period
If one acts quickly, a bad or unsuitable insurance purchase can be reversed. Here, we tell you about how you can use the free look period in life and health insurance policies to your benefit.
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Prime review: LIC’s Dhan Sanchay
LIC’s Dhan Sanchay offers a guaranteed income or a guaranteed lumpsum benefit, in return for either single or regular premium payments. It also provides life cover. This is a non-linked, non -participating, individual savings plan. This effectively means that the returns from this plan are not linked to the market or LIC’s own performance.
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