How you miss sound products
This is no research article. This is simply my experience over 15 years of interacting with investors both as an analyst and an advisor. This
Vidya Bala
January 10, 2020
17 Comments
PrimeInvestor - Articles and Reports
Mutual funds & ETFs
How did debt funds perform in 2019?
After a dramatic comeback, gilt and dynamic bond funds swiftly lost the peak return they made post July 2019. Credit risk funds drew a blank
Vidya Bala
December 27, 2019
No Comments
Mutual funds & ETFs
How did equity funds perform in 2019?
Here are the key lessons from studying the performance of equity funds in 2019.
Vidya Bala
December 20, 2019
10 Comments
Mutual funds & ETFs
What returns should you expect from your debt funds?
The last two years of turmoil in the debt fund space may have left you wondering what returns to expect from debt funds. Will debt funds beat FD? Or would their returns hover somewhere around their yield (yield to maturity) as promised by some? Are double-digit returns possible in debt? Use this analysis to set more realistic expectations from debt funds instead of a vague 8% or 9% return you may have in mind.
Vidya Bala
December 16, 2019
12 Comments
Bonds & Deposits
Bharat Bond ETF – facts to know before you invest
The Bharat Bond ETF will open on December 12 and close on the 20th. Most of you would have read about the ETF in the news. PrimeInvestor had briefly covered it last week, where we discussed the emergence of a new class of debt ETF. With all the details about the Bharat Bond ETF now out, let us move to specifics about the Bharat Bond ETF from Edelweiss AMC.
Vidya Bala
December 11, 2019
3 Comments
General
The emergence of a new class of ETF in debt
Owning bonds, unless you are well-diversified, has become a super risky proposition since September 2018. Credit risk and drying up of liquidity have proved to be lethal combinations to manage for investors. Now the debt ETF space may receive some life with the soon-to-be launched defined maturity PSU Debt ETF.
Vidya Bala
December 2, 2019
7 Comments
Mutual funds & ETFs
Is it time to move from active funds to index funds?
Is it time to move from active funds to index funds?
The answer is no. There will definitely be more space for index investing in your portfolio but that doesn’t mean you can ignore active funds. We’ll show you some numbers on Indian active funds’ ability to beat the indices currently.
Vidya Bala
November 27, 2019
11 Comments
Mutual funds & ETFs
Vodafone’s impact on your debt funds: Here’s what you should do
Recent developments in the telecom space holds the risk of pushing Vodafone’s debt instruments to junk/default status and a consequent erosion to NAVs of funds that hold the instrument. We tell you what funds are affected, and we recommend an exit on funds that have a significant holding in the instrument and suggest alternatives.
Vidya Bala
November 18, 2019
19 Comments
General
What you should know about investing in small-cap companies
When you see a houseful of seasoned and budding investors looking for newer opportunities to invest, you are all respect for their efforts to invest
Vidya Bala
November 15, 2019
6 Comments
Strategies
What should be your return expectation?
In recent times, you may have read about stories of equity indices or equity mutual funds struggling to deliver double digit returns even over 3 and 5-year periods. If many of you had expectations of say 12% return or a 15% returns these numbers are indeed disappointing.
But here’s a question: how did you form your return expectation? I posed this question to some friends. Their response can broadly be categorized into two: one, they either read or were told that equity markets can deliver 15-20% returns. Two, at some point in the past, some of the stocks they held had delivered this return and it naturally became the ‘best return to expect’.
So, what is the right way to form your returns expectation? How much should you expect from your portfolio? Why is that important?
Vidya Bala
November 11, 2019
10 Comments
Strategies
Should you buy and hold mutual funds?
One in three equity funds that have been in the top 2 quartiles for several years in the past have slipped to the bottom 2
Vidya Bala
October 31, 2019
17 Comments
General
NRIs – Not all of you should be investing here!
NRIs who approach us for investment options broadly fall under the following categories: one, those who are abroad on an assignment and will come back. Two, those who are settled abroad and do not plan to come back. Three, those who are abroad, have no immediate plans to come back but ‘may’ decide to come back at some point.
Vidya Bala
September 21, 2019
11 Comments
