multi-asset allocation funds
Mutual funds & ETFs
Vidya Bala

Should you invest in multi-asset allocation funds?

Whenever the returns of any category tops equity fund returns, investor interest in such a category goes up. It’s the turn of the multi-asset allocation funds now. And going by the number of queries we have received, we know many of you want to know whether to invest in this category.

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Mutual funds & ETFs
Vidya Bala

Arbitrage funds vs liquid funds – which one to invest in?

Arbitrage funds and liquid funds are very different products although their returns are quite comparable. The difference between the spot and futures market is largely a reflection of the short-term interest rate. The additional returns in arbitrage, if any, come from the mispriced opportunities. In the absence of volatility, a liquid fund may provide better returns.

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Webinar
Mutual funds & ETFs
Vidya Bala

Should I invest in mutual funds or stocks?

We had a wonderful time answering your thought-provoking questions in our first, premium webinar on portfolio design. But the 40-minute QA could still not do justice to the questions we received. We have therefore answered more here.

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Count
Mutual funds & ETFs
Vidya Bala

How many funds should I invest in?

In our earlier set of articles (given below), we have discussed some of the key tenets of portfolio management. How to invest for the long

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Justice
Mutual funds & ETFs
Vidya Bala

Franklin Investors – Neither the regulator nor regulated entity to your rescue. It’s the Court!

Now, with Franklin India AMC facing multiple lawsuits on the manner of winding up its six debt funds – the saga has taken a new turn.
• Lawsuits by unitholders against Franklin bring to light the fact that the rights of unitholders under SEBI regulations are ambiguous. It cannot simply be assumed that unitholders rights are limited to simply voting for liquidating a fund’s assets.
• In communicating with unitholders, Franklin’s line of argument also comes across as somewhat high-handed.

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portfolio goal
Mutual funds & ETFs
Vidya Bala

How to manage your portfolio when you near your goal – Part 1

Some of the common questions we are asked when people near their goals are:
• How close to the goal should I start moving out of equity?
• Should I move out of equity entirely?
• Should I move out by selling lumpsum or should I do a STP/SWP?
• Should I move to debt funds or fixed deposits?
• If I leave some money and move out of only some funds, which category of funds should I move out of?

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debt market
Mutual funds & ETFs
Vidya Bala

Debt lessons that you may not have learnt yet

If the recent events in the debt space brought to light the liquidity risk arising from lower rated papers, you probably haven’t seen the unfolding of various kinds of risk since September 2018. In 2013, when duration became a risk on the back of rate hikes, money flowed copiously to credit risk over the next 5 years. Now, the cycle has turned. Money is moving to duration from credit risk.

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