Vidya Bala, Author at PrimeInvestor

Mutual funds & ETFs

Prime Recommendation: Parag Parikh Flexi Cap Fund

When an equity fund is founded on the philosophy of value investing, seeks to reduce volatility through limited hedging and provides international flavour where such opportunities are not available locally, we call it an all-in-one fund. The fund we are talking of also has an expense ratio lower than the equity category average, considering its relatively small AUM size.

Vidya Bala March 6, 2020 20 Comments

Mutual funds & ETFs

How to invest for the long term – 5 principles to keep in mind

What are the best practices for long-term investing? There is so much jargon and confusion about how to invest for goals like retirement and long-term wealth building. Vidya breaks it down into five simple principles.

Vidya Bala February 24, 2020 37 Comments

Recommendations

Prime Recommendation: A value-conscious fund without the pain of value underperformance

Want a fund that will avoid expensive valuations and yet not leave you with the pain of the long wait for value to work? This fund does just that. Not only that, this fund can replace large-cap funds in your portfolio.

Vidya Bala February 17, 2020 10 Comments

Taxes

No DDT – the impact on your dividend income

The Budget proposal 10 days ago that gets rid of DDT changes things for you. You must now take stock of whether it makes sense for you to continue the dividend option in mutual funds and how else to plan for dividends from stocks.

Vidya Bala February 10, 2020 6 Comments

Markets

No shortcuts to revival – Budget 2020 to equity markets

The budget is rationalising subsidies and focusing on capital spends. It is not helping the banks or NBFCs directly but providing ways for them to revive themselves.

Vidya Bala February 3, 2020 No Comments

Taxes

Budget 2020 and you!

Budget 2020 disappointed investors and markets. Is it all as bad as it is made out to be? We’ll discuss that in a more detailed article next week. For now, let’s look at the impact on your personal finance and taxes.

Vidya Bala February 1, 2020 5 Comments

Markets

Prime Views: National Infra Pipeline – a lifeline for cyclical stocks?

For the economy, the lack of push from the infrastructure has meant slower growth. In this scenario, will the National Infrastructure Pipeline (NIP) unveiled by the Finance Minister on New Year’s Eve provide a shot in the arm for the ailing economy and consequently, cyclical sectors?

Vidya Bala January 24, 2020 3 Comments

Mutual funds & ETFs

Vodafone’s impact on your debt funds – What now?

For those of you who did not follow us 2 months ago – we not only gave a timely caution but also gave exit strategies based on the exposure that you had to funds that held the Vodafone paper. Now, in the current scenario, if you are still holding the funds that had exposure, what should your strategy be?

Vidya Bala January 20, 2020 26 Comments

How you miss sound products

This is no research article. This is simply my experience over 15 years of interacting with investors both as an analyst and an advisor. This

Vidya Bala January 10, 2020 17 Comments

Mutual funds & ETFs

How did debt funds perform in 2019?

After a dramatic comeback, gilt and dynamic bond funds swiftly lost the peak return they made post July 2019. Credit risk funds drew a blank

Vidya Bala December 27, 2019 No Comments

Mutual funds & ETFs

How did equity funds perform in 2019?

Here are the key lessons from studying the performance of equity funds in 2019.

Vidya Bala December 20, 2019 10 Comments

Mutual funds & ETFs

What returns should you expect from your debt funds?

The last two years of turmoil in the debt fund space may have left you wondering what returns to expect from debt funds. Will debt funds beat FD? Or would their returns hover somewhere around their yield (yield to maturity) as promised by some? Are double-digit returns possible in debt? Use this analysis to set more realistic expectations from debt funds instead of a vague 8% or 9% return you may have in mind.

Vidya Bala December 16, 2019 12 Comments

PrimeInvestor - Articles and Reports

Prime Recommendation: Parag Parikh Flexi Cap Fund

How to invest for the long term – 5 principles to keep in mind

Prime Recommendation: A value-conscious fund without the pain of value underperformance

No DDT – the impact on your dividend income

No shortcuts to revival – Budget 2020 to equity markets

Budget 2020 and you!

Prime Views: National Infra Pipeline – a lifeline for cyclical stocks?

Vodafone’s impact on your debt funds – What now?

How you miss sound products

How did debt funds perform in 2019?

How did equity funds perform in 2019?

What returns should you expect from your debt funds?

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