Vidya Bala
Founding Partner & Head, Research and Product
About Vidya
Vidya helped build one of the country’s earliest robo-advisory solutions in the country in her earlier role at FundsIndia. She believes in not just providing the right solutions for investors but also taking ownership for the same and following up or changing course when the situation warrants.
Vidya was the head of mutual fund research at FundsIndia where she did some path-breaking work in analysing funds and offering researched portfolios. Her recommendations had a sound track record of beating markets and showcasing consistency. They were followed widely by investors, advisors and media.
A Chartered Accountant by qualification, Vidya began her career as a Senior Internal Auditor for Ashok Leyland. She then went on to work for The Hindu Business Line’s Research Bureau, tracking mutual funds, stock markets, sectors and the macro economy for eight years. She has more than 18 years of experience, of which over 15 were spent analyzing the markets.
Vidya is known in the media for her straight talk and, calling out bad products.
Stay in touch
Vidya in the media
- One size fits all approach does not work for debt funds – LiveMint
- Big Truth about investing in Small Caps – The Hindu
- Why SEBI needs to strengthen rules to protect investors in debt mutual funds – Economic Times
- Why people are exiting their real estate investments – FundsIndia
- The debt funds spook and what it means – FundsIndia
Watch Vidya talk about her financial journey
Vidya's recent articles
CAMS IPO: Should you invest or avoid?
Computer Age management Services Limited (CAMS) is the leader in the two-player MF Registrar and transfer agent (RTA) industry, with a 70% market share. It services 16 of the 41 AMCs and 4 out of the top 5 AMCs that account for a lion’s share of Indian mutual fund assets.
SEBI’s regulations on multicap funds: the power of compounding errors!
SEBI has a new ruling on multi-cap funds and it has the mutual fund world in a tizzy. Are the new regulations in investors’ interests? Vidya Bala analyses.
The rise and fall of HDFC Top 100
HDFC Top 100 was the largest fund in its category for a long time (and is still among the top 5 in its category in AUM). It has shown great mettle in its comeback stories time and again.
Today, for us, it serves a different purpose. HDFC Top 100 is a great candidate for a serious case study on the changing performance of mutual funds in India and what it means to you.
Prime Q&A: Does AUM size impact mutual fund performance?
Does fund performance go down as AUM size increases? Should the size of a fund be the deciding factor on whether to hold it or sell it? We answer a PrimeInvestor’s query.
Should you invest in multi-asset allocation funds?
Whenever the returns of any category tops equity fund returns, investor interest in such a category goes up. It’s the turn of the multi-asset allocation funds now. And going by the number of queries we have received, we know many of you want to know whether to invest in this category.
Arbitrage funds vs liquid funds – which one to invest in?
Arbitrage funds and liquid funds are very different products although their returns are quite comparable. The difference between the spot and futures market is largely a reflection of the short-term interest rate. The additional returns in arbitrage, if any, come from the mispriced opportunities. In the absence of volatility, a liquid fund may provide better returns.
