Vidya Bala
Founding Partner & Head, Research and Product
About Vidya
Vidya helped build one of the country’s earliest robo-advisory solutions in the country in her earlier role at FundsIndia. She believes in not just providing the right solutions for investors but also taking ownership for the same and following up or changing course when the situation warrants.
Vidya was the head of mutual fund research at FundsIndia where she did some path-breaking work in analysing funds and offering researched portfolios. Her recommendations had a sound track record of beating markets and showcasing consistency. They were followed widely by investors, advisors and media.
A Chartered Accountant by qualification, Vidya began her career as a Senior Internal Auditor for Ashok Leyland. She then went on to work for The Hindu Business Line’s Research Bureau, tracking mutual funds, stock markets, sectors and the macro economy for eight years. She has more than 18 years of experience, of which over 15 were spent analyzing the markets.
Vidya is known in the media for her straight talk and, calling out bad products.
Stay in touch
Vidya in the media
- One size fits all approach does not work for debt funds – LiveMint
- Big Truth about investing in Small Caps – The Hindu
- Why SEBI needs to strengthen rules to protect investors in debt mutual funds – Economic Times
- Why people are exiting their real estate investments – FundsIndia
- The debt funds spook and what it means – FundsIndia
Watch Vidya talk about her financial journey
Vidya's recent articles
You’re getting some money on your Franklin India debt units – here’s how!
You will soon be receiving money on some of the segregated Vodafone Idea debt units of Franklin India.
Prime Review: Should you invest in Bharat Bond ETF?
The NFO of the latest tranche of the Bharat Bond ETF – a portfolio of high-quality PSU bonds from the Edelweiss AMC – will be open from July 14-17, 2020.
How many funds should I invest in?
In our earlier set of articles (given below), we have discussed some of the key tenets of portfolio management. How to invest for the long
Prime Recommendation: Should you go for this debt fund or the 3-year Bharat Bond fund?
At the end March 2020, we recommended 3 MF debt options that you can invest in over the next 2 to 3 years to capitalize
Part II – How to manage your portfolio when you near your goal
This is the second in our 2-part series on managing your portfolio when you near your goal. In this second and concluding part, we shall answer if you should have equity in your portfolio, especially in your retirement. We will cover the following questions:
Franklin Investors – Neither the regulator nor regulated entity to your rescue. It’s the Court!
Now, with Franklin India AMC facing multiple lawsuits on the manner of winding up its six debt funds – the saga has taken a new turn.
• Lawsuits by unitholders against Franklin bring to light the fact that the rights of unitholders under SEBI regulations are ambiguous. It cannot simply be assumed that unitholders rights are limited to simply voting for liquidating a fund’s assets.
• In communicating with unitholders, Franklin’s line of argument also comes across as somewhat high-handed.
