PrimeInvestor - Articles and Reports

If there’s one thing all mutual fund investors are clear about, it’s that SIPs are a great thing. Every time you have money to invest, it is not a given that you use SIPs (or STPs). There are times when it’s perfectly fine to be making lumpsum investments.

This is the second in our 2-part series on managing your portfolio when you near your goal. In this second and concluding part, we shall answer if you should have equity in your portfolio, especially in your retirement.

Some of the common questions we are asked when people near their goals are:
• How close to the goal should I start moving out of equity?
• Should I move out of equity entirely?
• Should I move out by selling lumpsum or should I do a STP/SWP?
• Should I move to debt funds or fixed deposits?
• If I leave some money and move out of only some funds, which category of funds should I move out of?

This article was originally published in May 2021. We are now republishing it for the benefit of our newer subscribers. With investors gaining a greater

This women’s day, we decided to urge women to be more money-minded, by sharing the lessons that we’ve personally learnt from managing our own money for the last 15-20 years. If you missed our Twitter Spaces on why women should be money-minded, here are the key takeaways.

Here are 4 practical tips on what not to do during a market correction and to navigate the rough road ahead. Russia’s attack on Ukraine has added fuel to simmering commodity prices and stoked fears about Fed rate hikes. Therefore, Indian stock markets seem to be correcting in the right earnest.

One of the key factors that is most often looked at when considering it as an investment avenue, is the PPF interest rate history to get an idea of the returns one can expect. Here is a look at the PPF interest rate history, in the context of the other key features of the PPF scheme, and its positives and negatives.

Neobanks are banks that are 100% virtual. What makes these Neobanks in India interesting is that they simplify the whole banking process.

Here’s looking at the different routes of how to invest in gold so you can pick the one that works best for you. The first thing that comes to mind when one thinks of how to invest in gold is jewelry. But in reality, jewelry is entirely the wrong answer for how to invest in gold.