PrimeInvestor - Articles and Reports

Interest rates - up or down?
Bonds & Deposits
Aarati Krishnan

Are we at rock-bottom on interest rates?

As the Monetary Policy Committee (MPC) decided to defy all expectations to hold its repo rates at 5.15 per cent yesterday, a sigh of relief must have gone around retirees and fixed deposit investors. But as the MPC has kept the door open for further cuts by signalling an โ€˜accommodative stanceโ€™, they must be wondering โ€“ โ€œIs this rock-bottom for interest rates? How much lower can they go?โ€

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Safetyย 
Bonds & Deposits
Aarati Krishnan

What we look for in FDs – The PrimeInvestor approach

โ€œIs my fixed deposit with so-and-so company safe?โ€ This query is cropping up often, after the recent default on fixed deposit repayments by Dewan Housing Finance Limited and RBIโ€™s strictures on PMC Bank.

At PrimeInvestor, our approach to curating a list of fixed deposits is to put safety far ahead of return considerations. Hereโ€™s the approach we use to choose our recommended list of FDs.

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