Bonds & Deposits Archives - Page 5 of 7

Bonds & Deposits

Prime Debt outlook 2022 – Interesting times ahead for debt investors

So what’s ahead for the prime debt outlook 2022? Do we expect rates to now sidle sideways or to continue their climb? Though the onset of Omicron may see the MPC continue to make dovish noises and delay repo rate hikes as much as it can, we think that market interest rates will continue to climb in 2022 irrespective of whether or not MPC acts.

Aarati Krishnan January 4, 2022 13 Comments

General

5 steps to buy g-secs on the RBI Retail Direct platform

RBI’s new Retail Direct platform which was flagged off in November, offers retail investors a chance to participate in the primary market auctions of Central government and State government securities that the RBI conducts.

Aarati Krishnan December 9, 2021 17 Comments

Changes in our FD strategy and new FD recommendations

Categories

Changes in our FD strategy and new FD recommendations

“When facts change, it is best to change your mind.” It is not clear if this pragmatic statement was made by John Maynard Keynes or Winston Churchill. But it definitely applies to the world of investing where one needs to scout for the best opportunities after factoring in constantly changing asset prices, interest rates, macroeconomic conditions and regulations.

Aarati Krishnan October 7, 2021 14 Comments

Categories

How to play the SDL bond opportunity?

How to play the SDL bond opportunity?
It’s not an easy life for fixed income investors looking to earn decent yields today. With RBI regularly mopping up government securities through its G-SAP programme and also reining in yields on new issues, the 10-year government security has been caught in a range of 5.8 to 6.3 per cent for the last one year, despite elevated inflation.

Aarati Krishnan September 21, 2021 26 Comments

Categories

Why your FD strategy needs a rethink

Ever since we started our coverage of FD products at PrimeInvestor, we’ve taken a very conservative approach to the entities whose deposits we recommend. Always putting capital safety over rates, our recommended list of FDs has been made up mainly of post office schemes, systemically important banks and very select NBFCs.

Aarati Krishnan August 15, 2021 18 Comments

Categories

2 bond offers playing on home loans – should you invest?

Home loans are one of the safer lending avenues for NBFCs, given that they are backed by collateral that usually appreciates in price. But does that make bond offers from two housing finance NBFCs – Piramal Capital and Housing Finance and IIFL Housing – less risky to bet on? Here’s our analysis.

Aarati Krishnan July 8, 2021 8 Comments

Bonds & Deposits

What is the outlook for interest rates and debt funds?

The onset of the second wave of Covid has put long-term debt investors in India in a Trishanku-like situation (Trishanku was a king in Hindu

Aarati Krishnan May 4, 2021 21 Comments

Markets

PowerGrid InvIT – should you invest?

POWERGRID Infrastructure Investment Trust (PGInvIT) is the third InvIT and the second in the power transmission space (the other being IndiGrid InvIT) to be listed in the Indian stock markets. It is sponsored by listed PSU Power Grid Corporation of India (PGCIL and henceforth called the Sponsor).
Please find an explanation of what an InviT is here. This article will give you only our quick take on the offer and whether it is suitable for you. It is not a deep dive into the InvIT’s business and financials.

Vidya Bala April 30, 2021 16 Comments

Bonds & Deposits

IndiaGrid Invit NCDs – Bonds for the short haul

IndiaGrid Invit is making a Rs 1,000 crore public issue of secured redeemable Non-Convertible Debentures (NCDs) from April 28 2021 to April 30 2021 to

Aarati Krishnan April 29, 2021 7 Comments

Bonds & Deposits

What you should do about the US bond yield spike

Suddenly everyone’s talking about US bond yields surging. I see that the 10-year US government security is up by some 0.02 % to 1.57%. Why is this such a big deal?
While yesterday’s move isn’t big, what’s big is the US 10-year Treasury’s 43 basis point rise in the last one month. This means that, a month ago, investors in long term bonds issued by the US government were getting 1.13% by way of interest and now they’re getting 1.57%. That’s a 40% jump in returns from an asset that is regarded as one of the safest parking grounds for money in the world.

Aarati Krishnan March 5, 2021 31 Comments

Bonds & Deposits

Do PFC bonds make the cut? Which series to buy?

With bank deposit rates plumbing the depths, fixed income investors are hard-pressed to find investment options that can deliver better returns without big risks. Power Finance Corporation’s (PFC) retail offer of secured non-convertible debentures (NCDs) appears well-timed to capitalise on this need. But should you bite the bait? If yes, which of the 7 bond options is worth a look? An analysis.

Aarati Krishnan January 16, 2021 10 Comments

Bonds & Deposits

Outlook 2021: Debt & Gold

Forecasting is a tricky business and 2020 showed how Black Swans flying at you out of nowhere can make you look foolish. But looking back at the debt outlook and strategy we recommended a year ago, we’re glad we erred on the side of caution.

Aarati Krishnan January 5, 2021 7 Comments

PrimeInvestor - Articles and Reports

Prime Debt outlook 2022 – Interesting times ahead for debt investors

5 steps to buy g-secs on the RBI Retail Direct platform

Changes in our FD strategy and new FD recommendations

How to play the SDL bond opportunity?

Why your FD strategy needs a rethink

2 bond offers playing on home loans – should you invest?

What is the outlook for interest rates and debt funds?

PowerGrid InvIT – should you invest?

IndiaGrid Invit NCDs – Bonds for the short haul

What you should do about the US bond yield spike

Do PFC bonds make the cut? Which series to buy?

Outlook 2021: Debt & Gold

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