bonds Archives - Page 3 of 5

Have short term money to park? Here’s a cast iron option

Aarati Krishnan / Bonds & Deposits, Commentary, Markets, Mutual funds & ETFs, Premium / October 6, 2022

Lately, it is not just India’s stock market that has been hopping all over the place like an impatient child. The bond market has been doing it too! India’s 10-year government bond yield, which sets the benchmark for all other debt instruments, climbed vertically from 5.8% in July 2020 to 7.61% in June 2022. But after that, it has been unable to make up its mind on whether to climb higher or pause for breath.

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How are deposits, bonds and debt funds taxed?

Pavithra Jaivant / Taxes, Bonds & Deposits, Investment basics / September 8, 2022

Deposits, bonds and debt funds are great ways to diversify one’s portfolio. But the taxation on these instruments can decide whether an option is attractive or unattractive on a post-tax basis. Taxation, though varies across instruments and can be quite complex. The fact that not all debt instruments are taxed in the same way compounds the decision making dilemma on which option to choose. This write-up will break down the taxation aspect of popular debt instruments for resident individuals.

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Prime Review: TN Power Finance and Infrastructure Fixed Deposit

Aarati Krishnan / Bonds & Deposits, Premium, Research Reports / September 6, 2022

When interest rates on bank deposits hit rock-bottom in the last few years, the fixed deposit (FD) programme from Tamil Nadu Power Finance and Infrastructure Corporation (TNPFIC) turned quite a hit. This NBFC owned by the Tamil Nadu Government offers high interest rates of 7-8% on FDs and has a friendly online interface, making it very popular with fixed income seekers and seniors. We have received a number of queries from many of you, about this deposit.

Premium article available only to subscribers.

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All your debt fund doubts, answered

Vidya Bala / Commentary, Bonds & Deposits, Mutual funds & ETFs, Premium, Research Reports / July 19, 2022

It is true that debt funds have been a washout in the past 3 years. For an investment of 1-2 years, FDs would have marginally (although not significantly enough) returned higher than liquid and ultra short duration funds.

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Prime Strategy: Time to lock into high yields and how

Aarati Krishnan / Bonds & Deposits, Premium, Research Reports / July 14, 2022

Eighteen months ago, it would have been difficult to imagine that there would be a time when debt investors in India would be spoilt for choice. But the sharp rise in market interest rates in India in the past year or so, has led to this happy situation. Between December 2020 and now, yields on

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Three use cases where g-secs score

Aarati Krishnan / Bonds & Deposits, Premium, Research Reports / July 3, 2022

As a part of PrimeInvestor’s bond recommendations, we’ve been highlighting attractive investment opportunities in government securities (g-secs) in recent months. We actively track primary auctions of government bonds on the RBI Retail Direct platform to give you these calls. (Read this article on how to buy G-Secs)

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Private bond recommendation: SBI perpetual bonds series 2019-20

Aarati Krishnan / Bonds & Deposits, Premium, Research Reports / June 14, 2022

Market yields on government bonds have been rising quite sharply in recent months, with short-term yields rising to narrow the gap with long-term yields. However, for investors with surpluses to invest for 2-3 years, the options are still somewhat limited.

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An income option for under 5-year time frame

PrimeInvestor Research Team / Bonds & Deposits, Premium, Research Reports / May 31, 2022

When bond yields started their upward move this year, we started giving calls on G-Secs and SDLs auctioned on the RBI Retail Direct portal. We have one more such call today for those looking for regular income flow for the next 4.5 years.

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Debt fund opportunities – the category that’s at a low

Bhavana Acharya / Recommendations, Mutual funds & ETFs, Premium, Research Reports / May 29, 2022

The headlines now are devoted to sliding equity markets and stock opportunities to ‘buy the dip’. But that’s not the only window of opportunity to make the most of a correction. With the hike in repo rates earlier this month and a clear path now for higher rates, debt markets too offer scope for timely investments.

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2 safe options to earn 7.4%

PrimeInvestor Research Team / Bonds & Deposits, Premium, Research Reports / May 10, 2022

India’s market interest rates have been rising very swiftly after the recent mid-cycle rate hike by the RBI. In our earlier analysis we had highlighted that bonds issued by the Central and State governments should now be your first choice as and when primary auctions crop up, as they offer the best combination of low risks with high yields currently.

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2 G-Sec bond options to invest right now

PrimeInvestor Research Team / Bonds & Deposits, Premium, Research Reports / May 1, 2022

About 10 days ago, we alerted you about the upcoming opportunities you will have in the bond market as we move up the rate cycle. Today, we are recommending 2 government securities (G-secs) that are out as auction in the RBI Retail Direct portal. You might want to check if your brokerage has the option to buy these.

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Prime Bonds: A privately placed bond with attractive risk-return pay off

Vidya Bala / Bonds & Deposits, Premium / March 6, 2022

Last week, we announced the beginning of our coverage of privately placed bonds. Today, we’re issuing the first of such calls. The private issuance of this unlisted bond was done on March 4, 2022 and it is now available as a secondary sale of privately placed bonds. Our report and recommendation here is on this secondary sale.

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