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What is this episode about?
Health insurance should provide peace of mind, assuring us that our finances won’t crumble in the face of a medical emergency. Yet, many policyholders face a frustrating reality: claim rejections and endless hurdles that can make even the most patient person want to throw in the towel.
Through our interactions with readers and our own experiences, we’ve witnessed countless ways in which insurance companies can deny claims or create such complex processes that many give up before receiving their due settlement. This leads to an understandable question: Is health insurance worth it at all?
While abandoning health insurance altogether isn’t the answer, we’ve worked out a good solution to this question. In this episode of the Prime Podcast, Aarati Krishnan shares insights with Bhavana Acharya about an innovative approach that could help:
– Reduce your insurance premiums
– Reduce the guesswork in claims settlement
– And in the bargain, give you greater control over where and how you access healthcare
Aarati Krishnan also talks about the pros and cons of this approach, how to make it work and who it could work for.
Tune in to discover how you can better protect yourself against claim rejections while optimising your health insurance coverage. This could be the game-changer you’ve been looking for in navigating the complex world of health insurance.
Key segments in the podcast
- Intro (0:00 – 1:07)
- Why Health insurance is important (1:07 – 03:21)
- The painful experiences of claims (3:21- 09:37)
- Way out of the health claims nightmare – a top hack (9:37 – 12:11)
- Benefit of a health fund cum super top-up strategy (12:11 – 15:41)
- Who can follow this strategy (15:41 – 20:00)
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