Bhavana Acharya, Author at PrimeInvestor

Mutual funds & ETFs

NFO Review: HDFC Defence Fund

If there’s one NFO that’s trying to be a hop out of the regular, it is the HDFC Defence Fund. And with good reason – the defence space has been garnering increasing attention in stock markets with defence plays rallying. This open-ended thematic fund opens for subscription today.

HDFC Defence will be the only fund on the defence theme, making it differentiated from other sector offerings. There’s also no denying the scope in the defence sector, especially after key changes in defence capex spending which focuses on indigenous procurement. So, can this NFO make a good portfolio addition?

Bhavana Acharya May 18, 2023 4 Comments

Prime Fund Recommendation: A multi-asset fund for long-term portfolios

Mutual funds & ETFs

Prime Fund Recommendation: A multi-asset fund for long-term portfolios

Multi-asset allocation funds as a category are not easy to use. With funds in the category having the freedom to swing drastically between asset classes, the aspects to consider range from how asset allocation calls are taken, how much the allocation changes, whether this translates into returns, and finally what the taxation is going to be.

Bhavana Acharya April 18, 2023 17 Comments

Debt funds for double indexation and high returns

Mutual funds & ETFs

Debt funds for double indexation and high returns

If there is one thing that has dominated the new fund offer space, and your collective interest, it is target maturity funds. Over the past year, the debt market has dealt with a swift rise in interest rates and we have issued multiple strategies to alert you on opportunities that presented themselves.

Bhavana Acharya March 16, 2023 29 Comments

Build your own portfolio with PrimeInvestor’s super tool

General

Build your own portfolio with PrimeInvestor’s super tool

PrimeInvestor’s super new tool, Build your own portfolio is a simple and powerful solution for your need to customise your portfolio the way you wish to, but without choosing the wrong funds nor going wrong on allocation! It guides you into designing a portfolio for yourself using Prime Funds, based on your inputs. Here’s more.

Bhavana Acharya February 21, 2023 No Comments

FAQs: What does the recent rate hike mean for your debt funds?

Mutual funds & ETFs

FAQs: What does the recent rate hike mean for your debt funds?

We bet you must be tired of hearing about rate hikes and debt funds and strategies! But if your queries, comments and activity on our newly-launched PrimeInvestor Community are any indications, there are still several questions many of you have over your funds.

So, here’s collecting them all and explaining what you should be doing with your debt funds and if you need to do anything different in light of the latest round of rate hikes.

Bhavana Acharya February 9, 2023 23 Comments

Strategies

Debt fund strategies for the current rate scenario

The Reserve Bank’s monetary policy on Wednesday served up another repo rate hike of 35 basis points, adding to the 190 basis points through this year. That takes the repo rate to 6.25% from the Covid low of 4%. The key driving factor behind the rapid rate hikes – that of inflation – still remains. The RBI has clearly spelt its commitment to bringing inflation within the target range, even in its latest monetary policy.
In this light, debt fund strategies you have now, to make the most of the current scenario, can be decided based on what you want:

Bhavana Acharya December 8, 2022 30 Comments

Use this passive fund for your large-and-midcap exposure

Recommendations

Use this passive fund for your large-and-midcap exposure

A few weeks ago, we had written in detail the categories in which we think passive funds have become a necessity to keep your portfolio returns stable; even if you hold active funds. We made this call as performance of active funds were becoming relatively more inconsistent, in a few key categories.

Bhavana Acharya November 20, 2022 18 Comments

Is it time to add passive funds to your portfolio?

Strategies

Is it time to add passive funds to your portfolio?

In any portfolio that features equity funds, the long-running debate is whether one should go for active or passive funds. We, on the other hand, have held that a portfolio can well feature both active and passive funds using each where it does best. Of late, we have also been of the opinion that there are some categories where you should have passive funds if you are to keep returns up – even if you hold outperforming active funds.

Bhavana Acharya November 1, 2022 14 Comments

How to identify mutual fund overlap in your portfolio

Strategies

How to identify mutual fund overlap in your portfolio

A few weeks ago, we’d launched a new tool on our platform – the mutual fund overlap tool. This tool shows you how much two funds or three funds have in common between them. But how exactly should you use this overlap information? When is overlap high? What should you do if your funds share a high overlap? Or why is overlap even important?

Bhavana Acharya October 10, 2022 22 Comments

International funds – what are your options now?

Strategies

International funds – what are your options now?

Funds investing internationally were the flavour of the season all of last year. That changed in February this year, when funds hit the ceiling set by the Reserve Bank on how much they could invest in overseas securities. When we first explained the scenario, expectations were that this cap would be increased in due course and international funds could open up again.

Bhavana Acharya September 13, 2022 26 Comments

Parag Parikh Flexi Cap – should you continue to invest?

Recommendations

Parag Parikh Flexi Cap – should you continue to invest?

Up until six months ago, Parag Parikh Flexi cap was an investor favourite. Its chart-topping performance and overseas investments served as the key attractions. These very same factors now appear to be doing the opposite, causing investors to worry over continuing investments. So, should you be concerned over Parag Parikh Flexi Cap’s performance? Is the restriction in investing abroad a game-changer for the fund?

Bhavana Acharya August 16, 2022 39 Comments

Prime Review: 3 passive indices built on ‘Quality’

Strategies

Prime Review: 3 passive indices built on ‘Quality’

In this analysis, we look at indices on the ‘Quality’ factor. There are two NFOs running now – DSP Midcap 150 Quality 50 Index fund (there’s already the ETF version of this) and Aditya Birla SL Nifty 200 Quality 30. These two indices join the Nifty 100 Quality 30 index, on which there is an already existing ETF (from Edelweiss).

Bhavana Acharya July 28, 2022 10 Comments

PrimeInvestor - Articles and Reports

NFO Review: HDFC Defence Fund

Prime Fund Recommendation: A multi-asset fund for long-term portfolios

Debt funds for double indexation and high returns

Build your own portfolio with PrimeInvestor’s super tool

FAQs: What does the recent rate hike mean for your debt funds?

Debt fund strategies for the current rate scenario

Use this passive fund for your large-and-midcap exposure

Is it time to add passive funds to your portfolio?

How to identify mutual fund overlap in your portfolio

International funds – what are your options now?

Parag Parikh Flexi Cap – should you continue to invest?

Prime Review: 3 passive indices built on ‘Quality’

Become a PrimeInvestor!