When you have a holding period that is less than 3 years, your options are limited. Because this short period gives very little room for risk, pure equity is out of the question. But in debt funds, though returns may be reasonable, taxation for a less than 3-year period cuts into return. Equity savings funds fit this gap.
PrimeInvestor Recommendation: A low-risk, low-tax option for short-term holdings Read More »
This is the question we’ve received from many of you. The straight answer to this is: gilt yields rose sharply in the past 1 month causing a drop in prices.
Gilt fund returns are falling. Why, and what should you do? Read More »
You will soon be receiving money on some of the segregated Vodafone Idea debt units of Franklin India.
You’re getting some money on your Franklin India debt units – here’s how! Read More »
The NFO of the latest tranche of the Bharat Bond ETF – a portfolio of high-quality PSU bonds from the Edelweiss AMC – will be open from July 14-17, 2020.
Prime Review: Should you invest in Bharat Bond ETF? Read More »
At the end March 2020, we recommended 3 MF debt options that you can invest in over the next 2 to 3 years to capitalize on the on-going low-rate scenario. The call has embarked on a successful track. You would also have stayed clear of any credit risk events that panned out the very next
Prime Recommendation: Should you go for this debt fund or the 3-year Bharat Bond fund? Read More »
Now, with Franklin India AMC facing multiple lawsuits on the manner of winding up its six debt funds – the saga has taken a new turn.
• Lawsuits by unitholders against Franklin bring to light the fact that the rights of unitholders under SEBI regulations are ambiguous. It cannot simply be assumed that unitholders rights are limited to simply voting for liquidating a fund’s assets.
• In communicating with unitholders, Franklin’s line of argument also comes across as somewhat high-handed.
If the recent events in the debt space brought to light the liquidity risk arising from lower rated papers, you probably haven’t seen the unfolding of various kinds of risk since September 2018. In 2013, when duration became a risk on the back of rate hikes, money flowed copiously to credit risk over the next 5 years. Now, the cycle has turned. Money is moving to duration from credit risk.
Debt lessons that you may not have learnt yet Read More »
The Securities Exchange Bord of India (SEBI) recently came up with a circular that requires AMCs to list schemes that are being wound up. This means the six Franklin India debt funds that are in the process of being closed down can now be listed in the stock exchanges. What does this listing provision mean
Should you demat and sell your Franklin India debt funds in the market? Read More »
Franklin India came out with a communication dt. May 14, 2020 to its investors, on its 6 debt schemes to be wound up. The communication, after apologizing to investors, had the following key points.
Franklin funds – status and next steps to getting your money back Read More »
Over the course of the last 2 weeks, following the Franklin debt funds’ fallout, many of you (our subscribers) have written to us seeking answers to a number of questions on the debt funds you hold.
Evaluating debt funds – It’s not just about credit risk Read More »
After the Franklin Templeton debacle, CEOs of asset management companies have been out in big numbers across media to reassure investors that this was an isolated case and that there’s no crisis for the debt fund industry itself.
Prime Views: Five things they don’t tell you about credit risk funds Read More »
Question
I have invested some money into Franklin Savings.
I was going through the fund disclosure for the month of March 2020 and saw negative cash balance. Does this mean they have borrowed to honour redemptions?
Prime QA: Is my fund facing redemption pressure? Read More »
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