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pension

Prime review: LIC’s New Jeevan Shanti

With the Budget plugging the tax break on guaranteed income plans from insurers, annuity plans are back in the picture as the go-to option for investors seeking guaranteed payouts after retirement. LIC has recently relaunched its popular deferred annuity plan as New Jeevan Shanti (Plan No. 858).

Letโ€™s see how good the plan is and how it stands against competition in todayโ€™s Prime review.

Prime review: LIC’s New Jeevan Shanti Read More ยป

LIC’s New Pension Plus – can it replace NPS?

In September 2022, LIC launched a new pension product. LICโ€™s New Pension Plus – LIC’s NPP(plan number: 867) with features similar to NPS. In the case of NPS, the default retirement age is 60. But in the case of LIC’s NPP, you can choose the policy maturity age and this can be as early as 35. So, does the LIC’s NPP score over NPS? Letโ€™s find out!

LIC’s New Pension Plus – can it replace NPS? Read More ยป

Employees’ Pension Scheme and the SC verdict – Your questions answered

A recent Supreme Court ruling about the Employeesโ€™ Pension Scheme has put personal finance writers in a tizzy. Most have tried to decipher the complicated ruling. Some have tried to tell eligible employees what they can still do to board the EPS bus if theyโ€™ve missed it so far. But after studying the ruling and its implications, we felt you neednโ€™t worry over-much about the EPS if you have missed the bus. There are many other good pension options.ย ย 

Employees’ Pension Scheme and the SC verdict – Your questions answered Read More ยป

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