Founding partner & Head – MFs and equities
Bhavana was Deputy head of research at FundsIndia and was instrumental in converting many of the research outputs to products on the platform. She is a management graduate in finance with over 11 years of experience. 4 years were at FundsIndia, 7 years with The Hindu Business Line as research analyst.
Bhavana is an expert at analyzing stocks, sectors, and funds and creating portfolio products for investors. She is adept at providing structure and process to any research work and ensures a transparent and clear methodology to analysing products in an unbiased manner.
Bhavana’s ability to simplify complex analysis into simple, well-written, actionable commentaries has won the praise of many investors.
Bhavana is a management graduate from BIM.
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Hybrid funds don’t really suffer from the overlapping drawbacks we pointed out in our explanation on Prime Funds’ equity and debt recommendations. However, we still use our basic logic when it comes to portfolio building – given an investment purpose, which fund will fit that need?
This is the second to our two-part explanation on how we construct Prime Funds and how to use these fund recommendations to decide allocations. In the first part, we had covered equity funds in depth. In this Part 2, we will cover the debt fund recommendations in Prime Funds.
In this two-part series, we’ll explain how to build a portfolio with the right allocations. We also discuss how we categorise funds in Prime Funds and how to use each category in your portfolio. In this first part, we will cover equity funds. In the next, we will take up hybrid and debt funds.
In January, mutual funds investing overseas came up to a roadblock. As we had explained at the time on these curbs on international funds, Reserve Bank rules limit the amount mutual funds as a whole can invest in foreign securities. The cap stands at $7 billion for all foreign securities other than ETFs and $1 billion for ETFs. That $7 billion mark was close to being breached. And so, SEBI directed international funds to close off fresh subscriptions until a new limit could be worked out with the RBI. Please read our earlier article on this subject to understand the background.
In the plethora of mutual fund categories there are, one that appears to be slowly gathering pace are the fund-of-funds (FoFs). On the face of it, FoFs are nothing but funds that invest in other funds. But that simple definition belies the complexity of the funds in that category. Under the giant umbrella that is …
Conservative hybrid vs equity savings & balanced advantage :
Hybrid funds are interesting options – they neither work entirely like equity, nor entirely like debt. And when you add derivatives into the mix, the lines get even more blurred. Conservative hybrid funds have long been used by investors who are looking for debt-plus returns by adding a dash of equity without taking on too much equity risk. But the advent of equity savings and balanced advantage funds has chipped away at the higher-return-for-low-risk bastion that conservative hybrid funds had.