HDFC Liquid Fund(G)-Direct Plan

View the regular plan of this scheme

Rs 4990.7111   0.8585(0.017 %) NAV as on 20 Dec 2024
Prime Rating: 4 
Prime Recommendation: Upgrade to see

Fund type:
Debt
AUM (in crores):
₹ 72,653.31
Fund category:
Liquid
Fund manager(s):
Anupam Joshi, Swapnil Jangam
Benchmark:
CRISIL Liquid Debt Index
Minimum investment:
₹ 100
Launch date:
01 Jan 2013
Min. additional investment:
₹ 100
Expense ratio:
0.2 %
Exit load:
0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL after 7D

Scheme Objective: To generate income through a portfolio comprising money market and debt instruments. There is no assurance that the investment objective of the Scheme will be realized.


Performance (As on 20 Dec 2024)

>
1 week returns3 month returns6 month returns 1 year returns3 year returns5 year returns Returns since inception
Scheme0.13 % 1.74 %3.54 % 7.40 % 6.39 %5.34 % 6.82 %
Nifty 1D Rate Index0.13 % 1.62 %3.27 % 6.73 % 6.04 %4.96 % N/A

Portfolio

Top 10 instruments
Type
Allocation (%)
Rating
Reverse Repo
Cash & Cash Equivalents and Net Assets
4.64%
Cash
6.89% GOI MAT 160125
Government Securities
4.49%
Sovereign
State Bank of India^
Certificate of Deposit
3.43%
CRISIL - A1+
State Bank of India^
Certificate of Deposit
3.43%
IND - A1+
Bank of Baroda^
Certificate of Deposit
3.43%
IND - A1+
National Bank for Agri & Rural Dev.^
Commercial Paper
3.38%
CRISIL - A1+
91 Days TBill ISD 041024 Mat 030125^
Treasury Bills
3.08%
Sovereign
Small Industries Development Bank^
Commercial Paper
2.81%
CARE - A1+
Punjab National Bank^
Certificate of Deposit
2.46%
IND - A1+
Punjab National Bank^
Certificate of Deposit
2.4%
ICRA - A1+

About this category

Liquid debt funds that invest in debt instruments whose maturities are less than 60 days. These instruments are typically government treasury bills, commercial paper, and bank certificates of deposits. Funds stick to papers that have the highest credit rating. Because of the nature of instruments, these funds are extremely low risk and generally do not deliver even 1-day losses.

Suitability

These funds suit any investor with a very short term investment horizon of a few days to 6 months. These funds can also be used to maintain emergency money.

Taxation
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