General disclosures and disclaimers

General disclosures: PrimeInvestor Financial Research Pvt. Ltd. is a SEBI-Registered Research Analyst having SEBI registration number INH200008653. PrimeInvestor Financial Research Pvt. Ltd., the research entity, is engaged in providing research services and information on personal financial products. This Research Report (called Report) is prepared and distributed by PrimeInvestor Financial Research Pvt. Ltd. with the brand name PrimeInvestor. PrimeInvestor Financial Research Pvt. Ltd., its employees, directors or agents, do not have any material adverse disciplinary history as on the date of publication of this report.

Disclosure of interest: The Research Analysts who have prepared this Report hereby certify that all of the views expressed in this research report accurately reflect their views about the subject company or subject security. The Research Analyst or directors or employees of PrimeInvestor Financial Research Pvt. Ltd. certify that no part of their compensation was, is, or will be directly or indirectly related to the specific recommendation(s) or view(s) in this report. The Research Analyst or their relatives do not have any known direct or indirect material conflict of interest including long/short positions in the subject company. The Research Analyst may hold investments in the stocks, mutual fund schemes, bonds, NCDs, fixed deposits, insurance policies, or other savings/investment/retirement products that are the subject of this report. The Research Analyst certifies that they will not act in a manner contrary to their views on these securities except in the event of significant news or event or change in personal financial circumstances and without formal approval from the directors of PrimeInvestor Financial Research Pvt. Ltd. or the compliance officer. The Research Analyst has not served as director, officer or employee in the subject company, AMC or insurance company of the mutual fund or insurance policy that is the subject of this report, or company whose bonds, NCDs, fixed deposits or other savings products that is the subject of this report.

PrimeInvestor Financial Research Pvt. Ltd., its Associates, the Research Analysts or their relatives holds ownership of 1% or more, in respect of the said issuer company(ies)? – NO

General disclaimers: This Report is for information purposes only. The recommendations, if any, made herein are expression of views and/or opinions and should not be deemed or construed to be advice for the purpose of purchase or sale of any security, nor a solicitation or offering on any investment/ trading opportunity on behalf of the company, AMC, insurance company, or issuer of security referred to herein. The information/ opinion/ views mentioned in this Report or by the research entity are not meant to serve as a professional guide to the readers or recipients of this Report. The Report or PrimeInvestor Financial Research Pvt. Ltd. or PrimeInvestor do not assure or guarantee the reader or recipient of this report any minimum or fixed returns. Use of this information is at the reader or user’s own risk. The user must make his or her own investment decisions based on his or her specific investment objective and financial position and using such independent advisors as he or she believes necessary.

All content and information in this Report is provided on an as is and best effort basis. Information herein is believed to be reliable and to the best of the effort and knowledge of the research analyst, but PrimeInvestor Financial Research Pvt. Ltd. and PrimeInvestor do not warrant its completeness or accuracy and expressly disclaim all warranties and conditions of any kind, whether express or implied. While due care has been taken to ensure that the disclosures, information, and opinions given are fair and reasonable, none of the partners, directors, employees, affiliates or representatives of PrimeInvestor Financial Research Pvt. Ltd. shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way whatsoever from the information / opinions / views contained in this Report. Returns and performance figures mentioned in this Report represent past performance and should not be constituted to be future returns or guaranteed returns.

Risk disclaimers: Investing or trading in financial products involves risk. There are no assurances or guarantees that the objectives of any investment in financial products will be achieved. The recommendations referred to in this Report may not be suitable to all categories of investors. The names of financial products mentioned herein do not in any manner indicate their prospects or returns. The value of financial products referred to herein may be adversely affected by the performance or otherwise of the respective issuer companies, changes in the market conditions, micro and macro factors and forces affecting capital markets like interest rate risk, credit risk, liquidity risk and reinvestment risk. Mutual fund investments are subject to market risk. Please read all scheme information documents carefully before investing.

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