December 15, 2022

ULIP vs. Mutual Fund – where should you invest?

Pavithra Jaivant / Mutual funds & ETFs, Categories, Commentary / December 15, 2022

As far as investment products go, ULIPs (short for Unit Linked Insurance Products) have the reputation of being the ‘bad boys’. While investor wariness toward ULIPs in their earlier avatar was justified, they have evolved since their pre-2010 days following changes made by IRDAI. However, ULIPs have still not entirely managed to shake off their reputation. In this article, we pit the present day ULIP vs. mutual funds – and compare them on parameters such as their function, how they invest your money, liquidity, expenses and tax treatment and see how they stack up.

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December 15, 2022

ULIP vs. Mutual Fund – where should you invest?

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