2020

Should funds ration your investments?

Aarati Krishnan / Mutual funds & ETFs / November 19, 2020

As the stock indices defy gravity to soar past earlier highs, AMCs are back to using a time-tested ploy to manage their flows – rationing your investments.

Mirae Asset has just drastically slashed the monthly SIPs it will allow into its Mirae Asset Emerging Bluechip Fund from Rs 25000 to Rs 2500 from November 6. SIPs and STPs registered earlier will be allowed to continue, but new registrations will need to be capped at Rs 2500. The scheme had already put a stop to all lumpsum investments from October 2016 and capped its SIPs at Rs 25000 a month in November 2017. This is a rare instance of a large and mid-cap equity fund regulating inflows, but such rationing is a common practise with small-cap funds.

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What the new flexi-cap fund category means to your funds

Vidya Bala / Mutual funds & ETFs / November 19, 2020

The new flexi-cap fund category recently announced by SEBI will mitigate the risk of many multi-cap funds being forced into buying to mid & small cap stocks. The definition of the flexi-cap category is quite open-ended now. The circular requires flexi cap funds to hold least 65% of their portfolio in equity and equity-related instruments to be flexi cap.

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PrimeInvestor Recommendation: A low-risk, low-tax option for short-term holdings

Bhavana Acharya / Mutual funds & ETFs, Premium, Recommendations / November 17, 2020

When you have a holding period that is less than 3 years, your options are limited. Because this short period gives very little room for risk, pure equity is out of the question. But in debt funds, though returns may be reasonable, taxation for a less than 3-year period cuts into return. Equity savings funds fit this gap.

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Prime Data Crunch: Unearthing MNC stocks – a ready-to-use screener

Vidya Bala / Stocks, Premium / November 8, 2020

While MNC stocks have traditionally enjoyed premium valuations, the last 3 years have seen this space underperform. How do you discover the better ones among them? Use our screener!

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Nippon India ETF Nifty CPSE Bond Plus SDL – Should you invest?

Vidya Bala / Mutual funds & ETFs, General, Recommendations / November 3, 2020

Nippon India ETF Nifty CPSE Bond Plus SDL- 2024 Maturity is yet another unique target-maturity debt ETF like Bharat Bond. Is this a good time to invest in it?

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Why bank fixed deposits can be high risk too

Aarati Krishnan / Bonds & Deposits, General / October 29, 2020

If you decide to park a portion of your deposit portfolio in riskier bank fixed deposit options after fully calculating the risks that can play out, that’s certainly a valid decision. But before you take that call, it is important to know how bank failures actually play out in India.

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Prime Data Crunch: Companies resistant to Covid 19

Anush Raj P / Stocks, Premium / October 27, 2020

When the big boys of Indian stock market – the Nifty 50 pack – see an aggregate 57% drop in their profits for the 6 months ending June 2020 (over a year ago), you wonder whether the others could have fared any better. Were there any high growth companies that bucked the trend?

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Quarterly review of Prime Deposits: No time for risk-taking

Aarati Krishnan / Bonds & Deposits, Premium / October 22, 2020

Covid or no Covid, stock markets in the last six months have been quite kind to equity investors. But debt investors have had no such luck. Even though India’s Monetary Policy Committee (MPC) has been in pause mode since June after slashing its repo rate from 5.4% to 4% in the preceding eight months, the returns that savers get on their bank and corporate FDs, bonds and debt funds have continued to plumb new depths.

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Prime Recommendation: Union Small Cap – A small-cap fund without size constraint

Vidya Bala / Mutual funds & ETFs, Premium, Recommendations / October 20, 2020

After almost 2 years of underperformance, the small-cap segment is seeing a new set of companies rallying swiftly, to make up for the years of suppressed performance. And several them are backed by fundamentals. If you decide to ride this new wave with a small-cap fund, you may have to wonder if the fund will restrict inflows in a while or suffer in performance if its AUM grows rapidly. So, we dug deeper into the small-cap space to see if we can overcome this constraint. And we think we have the one.

Prime Recommendation: Union Small Cap – A small-cap fund without size constraint Read More »

Quarterly review – what’s new in Prime ETFs, our ETF recommendations

PrimeInvestor Research Team / Research Reports, Mutual funds & ETFs, Premium / October 18, 2020

Prime ETFs is the list of ETFs that we recommend. This ETF list features both broad-market and thematic indices. We have only added ETFs in this quarter.

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Quarterly review: Changes to Prime portfolios

PrimeInvestor Research Team / Mutual funds & ETFs, Recommendations, Research Reports / October 16, 2020

Our passive portfolios have seen a new addition this quarter.

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Quarterly review – changes in Prime Funds, our mutual fund recommendations

PrimeInvestor Research Team / Mutual funds & ETFs, Premium, Research Reports / October 13, 2020

Prime Funds is the list of funds that we recommend. This fund list uses Prime Ratings as a first filter, over which we analyse portfolios, strategy, market scenario and much more. Many of you have asked us how we differ from the various MF recommendations out there in the market. The changes we have made in this review cycle are here.

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