UTI Equity Savings Fund-Reg(G)

View the direct plan of this scheme

Rs 17.5015   0.1013(0.582 %) NAV as on 22 Nov 2024
Prime Rating: 4.5 
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Fund type:
Hybrid
AUM (in crores):
₹ 613.13
Fund category:
Equity Savings
Fund manager(s):
V. Srivatsa, Sunil Patil
Benchmark:
Crisil Equity Savings Index
Minimum investment:
₹ 5000
Launch date:
30 Aug 2018
Min. additional investment:
₹ 1000
Expense ratio:
1.65 %
Exit load:
1% on or before 30D, Nil after 30D

Scheme Objective: The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.


Performance (As on 22 Nov 2024)

6 month returns 1 year returns3 year returns5 year returns Returns since inception
Scheme4.07 % 13.25 % 10.07 %11.13 % 9.39 %

Portfolio

Equity holdings
Allocation (%)
EQ - HDFC BANK LIMITED
5.46%
EQ - INFOSYS LTD.
4.53%
EQ - GRASIM INDUSTRIES LTD.
4.2%
EQ - KOTAK MAHINDRA BANK LTD.
4.09%
EQ - AXIS BANK LTD.
3.99%
EQ - MAHINDRA & MAHINDRA LTD.
3.62%
EQ - ICICI BANK LTD
2.98%
EQ - INDUSIND BANK
2.16%
EQ - MARUTI SUZUKI INDIA LTD.
2.04%
EQ - HCL TECHNOLOGIES LTD.
1.83%
Debt holdings
Allocation (%)
07.32% GSEC MAT -13/11/2030
10.87%
7.04% GSEC MAT- 03/06/2029
8.51%
NET CURRENT ASSETS
5.13%
7.23% GSEC MAT- 15/04/2039
4.21%
7.06% GS MAT - 10/04/2028
3.29%
STOCK HOLDING CORPN OF INDIA LTD STD - MARGIN
1.63%
EQT (PP) - GRASIM INDS LTD
0.17%
364 DAYS T - BILL- 06/02/2025
0.16%
EQ (RTS-PP)BHARTI AIRTEL LTD
0.07%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN
0.06%

About this category

Equity savings funds invest in stocks, but hedge a significant part of this exposure through derivatives. They additionally maintain a portion in debt instruments. Open equity exposure is usually low in these funds, and the allocations to equity, debt and derivatives are based on market movement and valuations. These funds offer lower-risk participation to equity and are less volatile than balanced advantage and aggressive hybrid funds.

Suitability

These funds suit all investors, but especially conservative investors who wish for low-volatile equity exposure. These funds need to be held for a minimum of 1.5 years.

Taxation
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