If you decide to park a portion of your deposit portfolio in riskier bank fixed deposit options after fully calculating the risks that can play out, that’s certainly a valid decision. But before you take that call, it is important to know how bank failures actually play out in India.
Small finance banks (SFBs) offer more lucrative deposit rates and are well-regulated by RBI too (unlike co-operative banks). So, do they make for a better alternative?
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