We all have a choice when it comes to financial literacy. We can choose to be financially ignorant. Being so makes us very likeable to
Many years ago, I asked a fund manager about why did he not exit a lot of his portfolio and keep cash, since it was obvious that stock valuations were rather high. His response was that the investor has given him money to invest in equities, which made up his or her ‘equity’ allocation and therefore he was duty bound to keep it invested fully.
Human nature is generally programmed on self-destruct mode when it comes to the stock markets. We want to buy when everyone is happy and join the cheer. When everyone is forecasting doom, we want to be selling and patting ourselves for having apparently got out before the big crash. This behaviour unfortunately, is very injurious to wealth. Let me talk about the ‘falls’ or ‘crashes’ that happen in stock markets.
New share offers are a thing of joy in a bull market. They promise to bring quick gains within two days of investing the money. In season, too many people chase the IPO, the allotment is a lottery and most retail folks get allotment of shares valued at about Rs.15,000, which is considered as “one lot”. And of course, there is the “HNI” category where you have a shot at bigger allotments. Many resort to NBFC funding which is available in plenty, to improve their odds in this lottery.
Many investors think of corporate governance as an esoteric concept that is good to have. But if is a little dodgy, they think it can be safely ignored, as it doesn’t affect them directly. They couldn’t be more mistaken.
Having discussed the origins of the concept of corporate governance, here are some key ways in which mis-governance at companies you own shares in can directly impact your returns.
Corporate Governance. Many investors, when they hear the term, visualize a theoretical concept that has to do with boring things like morals and ethics but doesn’t directly affect them. But corporate governance has a direct impact on the wealth you take home from investing in equities. Here we attempt to explain why.
A dividend cheque hitting our bank accounts is the nicest thing to happen. But lately this has led to some investors thinking that dividend yield
ESG Investing is investing in stocks that meet the three critieria of being environment-friendly, socially conscious, and have good governance. Is it time to consider ESG investing in India? R Balakrishnan explores.
There are more than sixty Public Sector Undertakings (PSUs), seventeen Public Sector Banks (PSBs) and around a dozen State owned undertakings, that are listed on the exchanges. A couple of days ago, some mutual fund managers raised a desperate shout to the government about the ‘non-performance’ of the shares in these undertakings.
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