Mahindra & Mahindra Financial Services Ltd.
|Credit Rating||CRISIL FAAA Stable. Click to view credit report|
|Capital adequacy||CRAR of 19.7% against regulatory norm of 15% by September 2019 with a Tier 1 ratio of 15.2 % against the norm of 10%.|
|Asset quality||Net NPA 5.8%, Gross NPA 7.2% by September 2019|
|Liquidity||As of September 30, 2019, the company’s estimated cash inflows exceeded outflows across all the maturity buckets from less than 1 month to 5 years.|
- Deposit rates higher by 0.25% for senior citizens and by 0.35% for current and retired employees of the group.
- Deposit rates differ for applications through online only mode.