rbi Archives - PrimeInvestor

Prime Review: TN Power Finance and Infrastructure Fixed Deposit

By Aarati Krishnan / Bonds & Deposits, Categories, Premium, Research Reports / September 6, 2022 December 1, 2022

When interest rates on bank deposits hit rock-bottom in the last few years, the fixed deposit (FD) programme from Tamil Nadu Power Finance and Infrastructure Corporation (TNPFIC) turned quite a hit. This NBFC owned by the Tamil Nadu Government offers high interest rates of 7-8% on FDs and has a friendly online interface, making it very popular with fixed income seekers and seniors. We have received a number of queries from many of you, about this deposit.

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Navigating regulatory risks in stocks

By R Balakrishnan / General, Categories / July 21, 2022 July 22, 2022

Indian investors can pay dearly if they choose to ignore regulatory risk. The risk of a regulator suddenly putting a spoke in the wheel of a sector or company that’s sailing along, cannot be quantified. It is a subjective assessment.

Prime Strategy: Time to lock into high yields and how

By Aarati Krishnan / Bonds & Deposits, Categories, Premium, Research Reports / July 14, 2022 November 23, 2022

Eighteen months ago, it would have been difficult to imagine that there would be a time when debt investors in India would be spoilt for choice. But the sharp rise in market interest rates in India in the past year or so, has led to this happy situation. Between December 2020 and now, yields on …

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Three use cases where g-secs score

By Aarati Krishnan / Bonds & Deposits, Categories, Premium, Research Reports / July 3, 2022 November 23, 2022

As a part of PrimeInvestor’s bond recommendations, we’ve been highlighting attractive investment opportunities in government securities (g-secs) in recent months. We actively track primary auctions of government bonds on the RBI Retail Direct platform to give you these calls. (Read this article on how to buy G-Secs)

An income option for under 5-year time frame

By PrimeInvestor Research Team / Bonds & Deposits, Categories, Premium, Research Reports / May 31, 2022 May 31, 2022

When bond yields started their upward move this year, we started giving calls on G-Secs and SDLs auctioned on the RBI Retail Direct portal. We have one more such call today for those looking for regular income flow for the next 4.5 years.

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2 safe options to earn 7.4%

By PrimeInvestor Research Team / Bonds & Deposits, Categories, Premium, Research Reports / May 10, 2022 November 23, 2022

India’s market interest rates have been rising very swiftly after the recent mid-cycle rate hike by the RBI. In our earlier analysis we had highlighted that bonds issued by the Central and State governments should now be your first choice as and when primary auctions crop up, as they offer the best combination of low risks with high yields currently.

2 G-Sec bond options to invest right now

By PrimeInvestor Research Team / Bonds & Deposits, Categories, Premium, Research Reports / May 1, 2022 November 23, 2022

About 10 days ago, we alerted you about the upcoming opportunities you will have in the bond market as we move up the rate cycle. Today, we are recommending 2 government securities (G-secs) that are out as auction in the RBI Retail Direct portal. You might want to check if your brokerage has the option to buy these.

An update on Parag Parikh Flexi Cap and investing internationally

By Bhavana Acharya / Commentary, Categories, General, Mutual funds & ETFs, Premium / March 15, 2022 November 23, 2022

In January, mutual funds investing overseas came up to a roadblock. As we had explained at the time on these curbs on international funds, Reserve Bank rules limit the amount mutual funds as a whole can invest in foreign securities. The cap stands at $7 billion for all foreign securities other than ETFs and $1 billion for ETFs. That $7 billion mark was close to being breached. And so, SEBI directed international funds to close off fresh subscriptions until a new limit could be worked out with the RBI. Please read our earlier article on this subject to understand the background.

5 steps to buy g-secs on the RBI Retail Direct platform

By Aarati Krishnan / General, Bonds & Deposits, Categories, Premium / December 9, 2021 November 23, 2022

RBI’s new Retail Direct platform which was flagged off in November, offers retail investors a chance to participate in the primary market auctions of Central government and State government securities that the RBI conducts.

RBI package – What’s in it for you

By Aarati Krishnan / General / March 30, 2020 December 1, 2021

Repo and reverse repo rate cut, asymmetric LAF corridor, Long Term Repo Operations, moratorium. With words like these used freely in RBI’s package announced on Friday, ordinary borrowers and investors may be wondering if they have anything to cheer about. If you’ve been puzzled too, here are the measures explained in plain English.

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