debt funds Archives - Page 2 of 5

How are deposits, bonds and debt funds taxed?

By Pavithra Jaivant / Taxes, Bonds & Deposits, Categories, Investment basics / September 8, 2022

Deposits, bonds and debt funds are great ways to diversify one’s portfolio. But the taxation on these instruments can decide whether an option is attractive or unattractive on a post-tax basis. Taxation, though varies across instruments and can be quite complex. The fact that not all debt instruments are taxed in the same way compounds the decision making dilemma on which option to choose. This write-up will break down the taxation aspect of popular debt instruments for resident individuals.

All your debt fund doubts, answered

By Vidya Bala / Commentary, Bonds & Deposits, Categories, Mutual funds & ETFs, Premium, Research Reports / July 19, 2022

It is true that debt funds have been a washout in the past 3 years. For an investment of 1-2 years, FDs would have marginally (although not significantly enough) returned higher than liquid and ultra short duration funds.

Debt fund opportunities – the category that’s at a low

By Bhavana Acharya / Recommendations, Categories, Mutual funds & ETFs, Premium, Research Reports / May 29, 2022

The headlines now are devoted to sliding equity markets and stock opportunities to ‘buy the dip’. But that’s not the only window of opportunity to make the most of a correction. With the hike in repo rates earlier this month and a clear path now for higher rates, debt markets too offer scope for timely investments.

Four passive debt funds to invest right now

By Aarati Krishnan / Premium, Categories, Mutual funds & ETFs, Recommendations, Research Reports / May 12, 2022

Not so long ago, if debt investors in India wanted to get a 7% plus return, they had to go to post office schemes with (poor service and) a long lock-in period like the PPF or GOI Floating Rate Savings Bonds with a 7-year lock-in period. These options, apart from the difficulty of accessing them, required investors to sacrifice liquidity for returns.

How to ride the interest rate upcycle

By Aarati Krishnan / Bonds & Deposits, Categories, Markets, Premium, Research Reports / April 21, 2022

Indian debt investors have been handed a raw deal in the last three years. Though inflation has been rising and market interest rates edging up, the Reserve Bank of India (RBI) and the Monetary Policy Committee (MPC) were doing their level-best to keep a lid on interest rates, to protect borrowers in a Covid-hit economy.

Prime NCD review – Should you invest in Muthoot Fincorp NCD?

By N V Chandrachoodamani / Categories, Bonds & Deposits, Premium / January 5, 2022

Muthoot Fincorp, a non-deposit taking NBFC, registered with RBI, has come up with a public offering of secured non-convertible debentures (NCDs). The issue opens on January 5 and closes on January 28, 2022. Should you invest?

Prime Debt outlook 2022 – Interesting times ahead for debt investors

By Aarati Krishnan / Bonds & Deposits, Categories, Commentary, Mutual funds & ETFs, Premium / January 4, 2022

So what’s ahead for the prime debt outlook 2022? Do we expect rates to now sidle sideways or to continue their climb? Though the onset of Omicron may see the MPC continue to make dovish noises and delay repo rate hikes as much as it can, we think that market interest rates will continue to climb in 2022 irrespective of whether or not MPC acts.

Prime Funds performance in 2021

By PrimeInvestor Research Team / Categories, Commentary, Mutual funds & ETFs, Premium, Research Reports / December 23, 2021

Prime Funds performance in 2021
Stock markets did not disappoint you in 2021. The various market cap segments delivered textbook-like bull market returns with small caps outperforming midcaps and midcaps outperforming large caps.

Potential Risk Class matrix for debt funds – what should you do?

By Vidya Bala / Categories, Commentary, General, Mutual funds & ETFs / December 7, 2021

On December 1, you would have received text messages from various AMCs on the ‘Potential Risk Class Matrix’ (PRC) of the debt schemes you hold. If you’re worried about any change in risk profile of your fund based on this, you should read this article.

Prime Recommendation: A debt fund portfolio for long-term holdings

By Bhavana Acharya / Categories, Mutual funds & ETFs, Premium, Recommendations / December 2, 2021

Today, we’re going a step further and drawing up a debt fund portfolio you can use for a specific timeframe – and that is a timeframe that’s 3 years and longer.

Prime Strategy: How to invest in debt funds now?

By Vidya Bala / Categories, Mutual funds & ETFs, Strategies / November 11, 2021

Prime Strategy: How to invest in debt funds now?
If you had invested in an ultra-short debt fund like Axis Treasury Advantage 3 years ago, your returns would be 7.3% CAGR now. Not bad at all by today’s standards, right? If you invested in the same fund 2 years ago in November 2019, your returns would be 6% – still not terrible. But what if you had invested in this fund just a year ago?

5 ways to de-risk your equity funds, without cashing out

By Aarati Krishnan / General, Categories, Mutual funds & ETFs, Premium, Strategies / November 9, 2021

one good way to de-risk your equity fund portfolio from a market fall would be to switch from funds following a momentum style of investing to those following a value or contrarian style or funds with a value-oriented approach. Value funds typically buy fundamentally sound companies that trade at a discount to their intrinsic value in the markets.

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