About portfolio: This is a high-risk portfolio with 80% exposure to equity. This needs a minimum 5-7-year time frame. You should be willing to take short-to-medium-term losses linked to markets. The portfolio has a combination of local and global index funds, a value fund and an aggressive small-cap fund. In debt, it has a marginally high-credit risk taking debt fund.
Make sure you have our emergency portfolio in addition (to give link).
| Portfolio | Proportion | Notes |
|---|---|---|
| ICICI Prudential Nifty Next 50 Index Fund | 20% | Invest in the next 50 largest companies after the Nifty 50 |
| Invesco India Contra Fund | 20% | A value fund with 20% in growth stocks |
| HDFC Small Cap Fund | 25% | Expect volatility and sharp falls in down markets |
| Motilal Oswal Nasdaq 100 Fund of Fund | 15% | Mirrors US-based Nasdaq 100 ETF. Investments are only in Indian rupee but returns are subject to dollar-rupee fluctuations. Taxed like debt fund. |
| Franklin India Ultra Short Bond Fund | 20% | Holds a marginally higher risk. Use our follow feature to keep tab of our reviews on the fund and the portfolio. |